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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Even though you dont have any contact with a bank as...

Even though you dont have any contact with a bank as such it still feels very much like a bank and gives you more control and excellent tools to help you manage your finances. It also offers a wide range of products which you can tailor to suit your needs. Excellent bank. Reviewed on: 18th January 2024

Easy to use app and friendly customer service.

Easy to use app and friendly customer service. Reviewed on: 18th January 2024

Great app, joint account is awesome

The app is by far the best of the bunch, and it’s really simplified our lives both being on Monzo and having a joint with my wife. Reviewed on: 18th January 2024

Very reliable and easy to use.

Very reliable and easy to use. I have a few accounts including saving accounts. I really like using these accounts. Reviewed on: 18th January 2024

Best Banking Service. Ever.

Monzo is such a breeze to use, simple and easy! Reviewed on: 18th January 2024

Monzo helped me settled well when I relocated to the...

Monzo helped me settled well when I relocated to the Uk I enjoy using Monzo a lot , the app is very easy to navigate as well Reviewed on: 18th January 2024

I’ve enjoyed Monzo since I switched

I’ve enjoyed Monzo since I switched Reviewed on: 18th January 2024

Have have offered me the best

Have always been there for me when i need them most Reviewed on: 18th January 2024

Since I switched to Monzo everything has been very e...

Since I switched to Monzo everything has been very easy and they have been helpful Reviewed on: 18th January 2024

very well Monzo is a good bank with good treatment.

very well Monzo is a good bank with good treatment. I am happy with this bank, thank you Reviewed on: 18th January 2024

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