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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18368 reviews)

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4.93

Based on 18,368 reviews, last reviewed 7th Mar 2026

37500% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very easy app to navigate, excellent customer servic... Very easy app to navigate, excellent customer service, modern and fresh service to use. Gives me all the information I need to help me manage my money... Read more Reviewed on: 7th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18368)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Best bank I’ve had the pleasure to be part of.

Best bank I’ve had the pleasure to be part of. Great service since the start. Easy app and lots of perks. Reviewed on: 9th February 2026

Have had Monzo perks over a year loving it

Have had Monzo perks over a year loving it Reviewed on: 9th February 2026

The best bank ever

Love Monzo recommend to family and friends Reviewed on: 9th February 2026

Monzo has helped me better my spending habits.

Monzo has helped me better my spending habits. Allows me to save for different things at the same time, lets me do the 1p challenge and last year despite having a wedding to pay for I saved £700 and got my self a new Mac book with £1000 saved towards it! re wind 2 years I didn’t save a penny that year! Reviewed on: 9th February 2026

Account had a fraudulent transaction Monzo were on i...

Account had a fraudulent transaction Monzo were on it within 5 minutes of reporting it . They stopped my card immediately. Issued a new card which arrived within 48 hrs . Gave me my new card details so I could use it on my phone immediately. Money was refunded into my account within the hour . Never ever had service like that ever from a high street bank Reviewed on: 9th February 2026

MONZO GO T.S.B. NO

Had been t.s.b.since 1987!Had problems they kept me waiting one dayfor45 MINUTES! Switched to Monzo 2023 have been brilliant. Tried to switch my wife of 56 years over in November ( we had held a joint account with t.s.v.( previously lloyds) TSB BLOCKED THE TRANSFER & FROZE THE ACCOUNT Reviewed on: 9th February 2026

As my bank, monzo is a great help for me especially...

As my bank, monzo is a great help for me especially my spendings. As to my credits it gives me the opportunity to build credit scores. Monzo has a lot of opportunities in terms of savings, perks and everything that will help me to save and spend. So, for me Monzo is amazing and excellent bank. Reviewed on: 9th February 2026

Monzo for the win!

They’ve never let me down. I have much better understanding and acesss to my money than any other high street bank could offe. Simple tools and guide that have helped me keep track of pending bills and early payday. Reviewed on: 9th February 2026

My little coral card of joy

I absolutely love the versatility of this bank. My BFF and I head on a girlie trip to London every year and we only use Monzo. Cards loaded up and when bills come it’s so easy to aplit the bill. No more using calculator to work out who owes what. She Monzos me and I Monzo her. My 2 grown up children have Monzo and it’s so easy for me to transfer money to them rather than going into my other bank, putting in sort codes and account numbers. My son recently purchased a house and I was able to transfer a considerable sum of money to his solicitor for a deposit. They got it immediately. My husband used his High Street Bank account and could only transfer a certain amount over a few days. I have Monzo flex and it’s brilliant for spreading the cost of larger items. I’ve used cashback a few times which is great- usually only get that with certain credit cards. As for the 1p challenge- brilliant. Such an easy way to save for an end of year treat. I love the bright orange card- not going to lose that in a hurry. I prefer to use the card rather than phone because I like to flash the coral at people… it gets them talking. Reviewed on: 9th February 2026

Very good I trust this bank with all my money and ca...

Very good I trust this bank with all my money and can get my payday early which is a bonus and I just love it Reviewed on: 9th February 2026

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