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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3173% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Simply the best

Monzo as given me the best banking experience Reviewed on: 18th January 2024

All good but the cash machine charges are excessive

All good but the cash machine charges are excessive Reviewed on: 18th January 2024

Very good service by Monzo and most of all very help...

Very good service by Monzo and most of all very helpful Reviewed on: 18th January 2024

Easy app to use & great premium features

It is an easy app to use. I love that each purchase has an icon next to it and you can track your spending habits. It also offers great features with monzo premium which includes travel insurance and phone insurance for a great price. I would recommend to anyone. Reviewed on: 18th January 2024

Everything I've done on Monzo has been effortless...

Everything I've done on Monzo has been effortless and easy, a simple and good experience. Reviewed on: 18th January 2024

Very good experience.

Very good experience. I will definitely be recommending this to friends and family. Reviewed on: 18th January 2024

Great service , always thinking of new ways to incre...

Great service , always thinking of new ways to increase the customers experience Reviewed on: 18th January 2024

Very excellent service.

Very excellent service. Provide us with most updated technology and only thing to regret is that the customer service is not all around the clock Reviewed on: 18th January 2024

Great customer service.

Great customer service. Amazing being able to recieve payment early if needed Reviewed on: 18th January 2024

I am customer from September and I will tell you, cl...

I am customer from September and I will tell you, clever people running this business, this Monzo credit card will help for me a lot, when I need them, keep going up this 2024. Best wishes. Egidijus Reviewed on: 18th January 2024

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