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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Very Positive I began using Monzo in 2023 and I have...

Very Positive I began using Monzo in 2023 and I have had a very great experience, being able to access my wages a day earlier has helped me through the cost of living crisis, very easy mobile app which is every easy to navigate, customer service are very helpful and informative, within months of opening my current account I decided to upgrade to Premium which has a great list of benefits whether it's travel insurance or cheaper airport lounge access as well as many many more benefits once you have signed up, overall I would highly reccomend everyone to sign up to a Monzo bank. Reviewed on: 18th January 2024

Greatest

Easy to use hassle free banking would recommend to everyone Reviewed on: 18th January 2024

Super easy to use for a young person, great options...

Super easy to use for a young person, great options for savings and interest rates are great Reviewed on: 18th January 2024

Monzo is a fabulous bank, I love that you can set as...

Monzo is a fabulous bank, I love that you can set aside pots for different things you are saving for Reviewed on: 18th January 2024

Great app

Extremely easy to navigate and I have never had any problems with it. Reviewed on: 18th January 2024

Lovely friendly staff always helpful

Lovely friendly staff always helpful Reviewed on: 18th January 2024

I use Monzo for my day to day transactions and hones...

I use Monzo for my day to day transactions and honestly it is the best for me. Using the mobile app as well, the user interface is easy to navigate, seeing all my monthly expenses arranged helps me keep tabs on my spending as well. Alert of incoming recurring debits (direct debit) is super helpful to know when next I’ll be billed. Also, transfers/splitting bills are easy to do. Also using their Pots is super helpful to put some money aside for various reasons, I have two pots I constantly use and also have an investment which provides profits on my savings as well. Monzo is perfect. Reviewed on: 18th January 2024

Easy to use, easy to send money, safe to save money,...

Easy to use, easy to send money, safe to save money, and easy to access technical support Reviewed on: 18th January 2024

Amazing app

Amazing app, easy to use, helps with spending and saving Reviewed on: 18th January 2024

Easy to work around money easy to manage money

Easy to work around money easy to manage money Reviewed on: 18th January 2024

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