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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Monzo is Great

Great app with even better features. The pots super helpful with budgeting and you can set up direct debits from them. Flex is also super handy with a couple of options available Reviewed on: 18th January 2024

I applied for Monzo flex and within 5 minutes I was...

I applied for Monzo flex and within 5 minutes I was able to use it. Reviewed on: 18th January 2024

Best on line bank.

Best on line bank. No charges for using abroad, great interest rates on savings accounts. Love all the features especially being able to make several different pots for saving. All my friends use this card so great for splitting bills when we go out. Reviewed on: 18th January 2024

Just gets better and better

I’ve been with Monzo almost 10 years now, it started off primarily as a spending account but the service, layout, options and features it provides it’s migrated into my main account for pretty much everything. They are constantly trying to improve and evolve with meaningful and useful improvements and new features. Excellent bank account to have Reviewed on: 18th January 2024

Great service

easy account to use, helpful transfers when others have a monzo account which can also use abroad without fees! Reviewed on: 18th January 2024

Very user friendly, flex is great and I love the vir...

Very user friendly, flex is great and I love the virtual cards Reviewed on: 18th January 2024

Brilliant start!

I emigrated to UK in September 2022 and Monzo has facilitated a rapid acclimatisation to the country without any headaches. Enabled me to do so many things that were going to be far more of a hassle with other banks. Reviewed on: 18th January 2024

Monzo bank review

Never have had a bank so straight forward and easy to use Reviewed on: 18th January 2024

A great way to manage your money!

An easy service, great functioning app that makes it easier to manage my money. Additional benefits with monzo premium make it all worth the while too! Whenever I’ve had to speak with customer service, it’s been quick an efficient. Reviewed on: 18th January 2024

Customer service./ Refund

I've had to deal with a refund from 2 different internet suppliers. On both occasions the items never arrived. Clicked on contact on the app and was refunded in my favour on both occasions immediately. First class service. Reviewed on: 18th January 2024

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