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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18369 reviews)

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4.93

Based on 18,369 reviews, last reviewed 7th Mar 2026

37533% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

The perfect card Love that I can take. It anywhere and pay in local currency Reviewed on: 7th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18369)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Love monzo

So easy to use, if you contact them they are fast at replying and get any issues sorted quickly! Great app, used it for years Reviewed on: 9th February 2026

I love Monzo!

I love Monzo! I have never had an issue that wasn’t fixed in minutes. Lost card. No drama, app went down, back up in no time at all! Doing the work of the banking gods in that office! Reviewed on: 9th February 2026

Superb account for travellers and savers

Superb account for travellers and savers Reviewed on: 9th February 2026

Best performer

Iam using Monzo since 5 years it was great experience Reviewed on: 9th February 2026

Easy to use

I find Monzo easy to use and well planned out Reviewed on: 9th February 2026

Best current account app on the market.

Best current account app on the market. The technological features are the main selling point for me, and simply blow every other competitor out of the water. Definitely some issues with half-finished features here and there, and customer support has been significantly side-lined since the early days. Overall though, remain a very happy customer. Reviewed on: 9th February 2026

No nonsense and very user friendly

Honestly love Monzo and it’s such a great bank for people settling in the UK like me. No nonsense and very user friendly. Reviewed on: 9th February 2026

5/5 stars

I've been with Monzo for over 5 years and haven't had a single issue. Love the features they have, they make managing money easy Reviewed on: 9th February 2026

Monzo has always been a great bank!

Monzo has always been a great bank! since turning 16, I always wanted to switch to them for their ease of access and marketing tactics which always amaze me. They make banking easy to understand, which some other banks intentionally make difficult. It seems that Monzo always wanted to learn to improving and have community forums to even discuss issues, features and tricks, and upcoming beta releases almost like an upcoming game release. It’s definitely my go-to bank, and on top of that the Hot Coral is an exquisite touch. Reviewed on: 9th February 2026

Bank on Monzo!

I love the app and the constant innovation of features that are both of practical use and financial benefit. Reviewed on: 9th February 2026

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