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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

easy, engaging, interactive - making banking fun!

5
easy, fun, interactive - making banking fun! Reviewed on: 12th January 2024
Jo r's avatar
Jo r

More pots than the kitchen cupboards.

5
Love good old Monzo! Simple easy saving pots and more pots than the kitchen cupboards...what's not to love. Reviewed on: 12th January 2024
Zac Tatam's avatar
Zac Tatam

most comprehensive app banking service available

5
It s just the simplest and most comprehensive banking service on the market, all via the app. Just great Reviewed on: 12th January 2024
Nicola's avatar
Nicola

Just brilliant all round - makes life much easier an...

5
Just brilliant all round - makes life much easier and innovative new features all the time. Reviewed on: 12th January 2024
Monzo User's avatar
Monzo User

Exceptional bank of the century

5
Excellent cannot fault Monzo Bank’s service and products, definitely overdelivering and aligned with what consumers need and want today. Reviewed on: 12th January 2024
Arshiya S's avatar
Arshiya S

Great the features

5
Great the features are so helpful for money management Reviewed on: 12th January 2024
Daphine 's avatar
Daphine

best app to help me manage my money.

5
best app to help me manage my money. Great savings rate. Salary a day early! Reviewed on: 12th January 2024
H H's avatar
H H

I've used Monzo since they were just a wee prepaid c...

5
I've used Monzo since they were just a wee prepaid card app, and as soon as they became a bank I moved my salary over and never looked back. People kept telling me it was risky because Monzo was so new, but I'd never had such an easy banking experience before. Simple to log in securely, simple to manage my money, simple to save. Immediate realtime warnings if I go into my overdraft - and the overdraft charge is like 1p a day. Nothing like high street banks. The forum is fantastic, they genuinely seem to listen and work with customers to make their decisions, explain their reasons behind certain changes, and work to make their app better. The customer service is great and the products they offer are genuinely useful. The only time I've had to wait longer than a day for a response (non-urgent issue) was literally on New Year's Eve, and even then they responded the next day. I even pay £15 a month for premium, which if you knew how stingy I am, you'd realise is a big deal lol. Reviewed on: 12th January 2024
R2D2's avatar
R2D2

How digital banking should be done

5
Monzo customer & investor for many years. How banking should be done. Reviewed on: 12th January 2024
NM's avatar
NM

the best bank!

5
the best bank! Gives me such accessible information about my spending, helping me stay on top of my money. Great customers service and interface - a modern bank fit for today. Reviewed on: 12th January 2024
Evehannah 's avatar
Evehannah

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