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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

221% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Best challenger bank

Great bank. Great company. Great service. Everything you need in a bank x Reviewed on: 11th April 2023

Wonderful

Simply wonderful! The app is so easy and I love the ability to see many accounts Reviewed on: 11th April 2023

Best bank

I recommend Monzo to EVERYONE. Get paid early, pots, great savings rates, open banking, bill splitting - all BRILLIANT Reviewed on: 11th April 2023

Monzo is by far the best bank out there

Monzo is by far the best best out there right now. it’s flexibility, it’s amazing customer service, all the added features and you can’t forget their great social media team that constantly just get it right on LinkedIn. Amount of people I’ve recommended Monzo to over the years and they use it as their main bank is astonishing. Great work Monzo! Reviewed on: 11th April 2023

Great for budgeting, competitive lending

Monzo is truly great for quick and easy budgeting, showing you exactly how much you've got left to spend until the next payday (and taking into account upcoming payments) It also offers competitive savings accounts and great credit-building tools like its Flex card, that isn't as predatory as other forms of credit ❤️ Reviewed on: 11th April 2023

It does exactly what a bank should do whilst keeping it simple

Monzo always has the customer at the heart of everything it does. Reviewed on: 11th April 2023

Best overall UI and featires

Really nice features and clean and clear UI Reviewed on: 11th April 2023

Would never leave Monzo

They understand customer needs, behaviours and have created products that really suit modern behaviours. Ps. Their marketing team bangs Reviewed on: 11th April 2023

Monzo

It’s so easy to use I don’t know why I was so late to the Monzo party . Thank you Reviewed on: 11th April 2023

Fantastic

Great experience of how banks should be. I especially love the round up feature, which is linked to a savings account. Reviewed on: 11th April 2023

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