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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

139% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

AMONZING

Monzo are bloody brilliant! Each and every time I’ve needed to help it’s been a simple process of chatting with a live agent, no waiting, no messing around, no need to leave my comfy sofa. They are leading the way in educating the impact of neurodiversity and debt, and also in abuse and debt. Which makes me feel safe banking with them, they see more than just their profits. They see the impact on their customers and their communities. It’s not just a bright coral card, it’s a hug in my wallet Reviewed on: 11th April 2023

Simply the best

Honestly Monzo is better than all the rest. So easy to use, t’s and c’s are really easy to understand and you don’t feel like you’re being swindled by any part of their processes or fees. Love Monzo, would recommend to everyone! Reviewed on: 11th April 2023

I love Monzo

They make everything easy and digestible, also love how you can make pots with goals. Reviewed on: 11th April 2023

We're always singing its praises

We've slowly moved everything over to Monzo in the last few months, we got rejected for a joint account but will try again when we can, as that'll be the last piece of the puzzle. Flex was also a great addition! Reviewed on: 11th April 2023

The best bank giving the old a run for their money

Easy to use, modern, fashionable, friendly, cheap - what is not to like? A great alternative to legacy institutions Reviewed on: 11th April 2023

Best bank ever

Has all the features I need, literally has saved me financially. I'm able to actually save money now and manage my finances properly. Thank you Monzo! Reviewed on: 11th April 2023

Amazing, funny, professional

Everything you want in a bank. This is the new era of banking and they nail it day in day out! Reviewed on: 11th April 2023

Faultless bank

Great service from a faultless bank, great app, great support and a great product, cannot recommend enough Reviewed on: 11th April 2023

Great response!

Any questions I have are quickly attended to via the live chat in app. I had an issue with my account being frozen, I explained my concerns over the phone and it was quickly resolved. Reviewed on: 11th April 2023

Great Bank

Great customer service and so easy to use. I use Monzo daily and am paid by my workplace into my account. Sorting payments and splitting bills make life so much easier and i'd recommend to all. Reviewed on: 11th April 2023

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