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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18384 reviews)

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4.93

Based on 18,384 reviews, last reviewed 8th Mar 2026

38033% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best banking app! I have had an amazing experience using the Monzo current account for my everyday banking. I’m able to save up money using pots and the savings challen... Read more Reviewed on: 8th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18384)

Review of the Monzo, Current account:

Showing the big guys how it should be done

It is so much easier to keep track of spending. Great for joint accounts too. Reviewed on: 10th March 2021

Enjoy the perks and features such as the penny savin...

Enjoy the perks and features such as the penny savings challenge Reviewed on: 9th February 2026

Student Honest Review

I joined Monzo to help see where I spend my money and it’s helped me put money aside in my ISA and plan my finances each month without overspending!! Reviewed on: 9th February 2026

I am an investor in Monzo from the kickstarter launc...

I am an investor in Monzo from the kickstarter launch and use them all the time and I tell everyone about how amazing they are! Love being part of a bank that has a personality as well. I have a business count, joint account and will open a young account when my son is 6 this year. Love it Reviewed on: 9th February 2026

They make my life easy.

They make my life easy. Banking made very straight forward. Reviewed on: 9th February 2026

Monzo’s current account enables me to manage my mone...

Monzo’s current account enables me to manage my money in an easy, interactive and secure way, with plenty of unique features that put them miles ahead of high street banks. The app is intuitive, the customer service team is easy to deal with and they use easy to understand language that breaks down barriers between banks and those with little financial literacy. Reviewed on: 9th February 2026

Monzo, a great bank!

Been with Monzo for over a year now and its been 100% positive experience. The app is easy to use. Have since added savings and flex. All great Reviewed on: 9th February 2026

A brilliant, helpful no messing about bank.

A brilliant, helpful no messing about bank.Nothing is too much trouble needed hard copy statements for my divorce Monzo had them with me in 5 days Reviewed on: 9th February 2026

Friendly environment ,Quick responding,easy to use,s...

Friendly environment ,Quick responding,easy to use,secure Reviewed on: 9th February 2026

Very easy to use online, quality customer service in...

Very easy to use online, quality customer service in relation to withdrawals or any issue with payments Reviewed on: 9th February 2026

Amazing bank

I have 4 bank accounts including Monzo and Monzo is by far the best bank I have ever used. I love how it brings all your accounts together in one app, there are lots of incentives to get you saving, accessing bank statements are easy, interest rates are great. A favourite of mine is the save a penny challenge. I love the live notifications and if I ever have a problem, getting to in touch is easy. I can pay money into my account via the post office. Great investment options. The app is super easy to use, full of vibrant colours that makes it very attractive. Reviewed on: 9th February 2026

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