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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

139% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Really good

Lots of useful features, instant notification of transitions is really useful. Pots help with managing money. Reviewed on: 11th April 2023

Banking made simple

It just works!!!!!!!!!!!!!!!!!!! Reviewed on: 11th April 2023

Next Level Service

Monzo has supported me greatly during any issue I have ever had, whether that be losing my card or having an issue with an online transaction. It is the best bank I have ever used. The features in the app make it incredibly easy to flex purchases and set up pots, and I feel safe online using virtual cards. Couldn’t recommend a better bank. Reviewed on: 11th April 2023

Makes managing money fun

Absolutely love using Monzo to manage my money, makes money fun! Reviewed on: 11th April 2023

Best fintech

Had Monzo for years now and I can say it is one of the best out there. Reviewed on: 11th April 2023

Best Bank no doubt

Ever sice joining monzo I have loved the little features especially round up, I ha e saved money without even thinking about it. I have recommended to lots of my friends. Keep being great Reviewed on: 11th April 2023

Monzo banking

I love my monzo account, love the easy access and early pay dates, any issues iv ever had has been resolved Reviewed on: 11th April 2023

Efficient and helpful!

A very reliable and efficient banking app. The only bank that would offer quick customer service with immediate results! Reviewed on: 11th April 2023

No faff

The banking app is so easy to use and there’s always good customer service on hand Reviewed on: 11th April 2023

Monzo da bes

Never had any issues with Monzo, far easier to deal with than any other bank I've used. People love the coral card!! Always a good experience <|:^) x Reviewed on: 11th April 2023

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