Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

View other Monzo products

4.93

Based on 19,405 reviews, last reviewed 13th May 2026

139% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Love at first sight

love finally an account which is visually colorful and full of features. Reviewed on: 11th April 2023

Monzo puts the customer needs first

Monzo has created innovative products and features that are designed around how customers use their current account e.g. simple bill splitting, schedule payments, pots. Reviewed on: 11th April 2023

Monzoooo

Great online banking..easy to use.. Userfriendly and smart app... Its been 2 years i have been using monzo and it has always been a reliable companian.. Thank you Reviewed on: 11th April 2023

control your finances

overview of what you spend where really does help me to keep my budget under control Reviewed on: 11th April 2023

Monzo is simply the best banking experience

I've banked with Monzo for years now and love that the app gives me up-to-date information on my bank account and other linked accounts. Moving money is effortless and everything is quick and easy. Reviewed on: 11th April 2023

Great bank - more than a customer.

Monzo makes you feel like more than a customer from day one. The language they use to talk to customers makes it easy to understand, and you know you can confide in monzo about financial worries etc. Reviewed on: 11th April 2023

BEST. BRITISH. BANK. Nuff said.

Very responsive customer service. When my card expires, the new one will be sent immediately. Banking has never been so easy and convenient. Twenty thumbs up (had to borrow 16 of them from my neighbours). Reviewed on: 11th April 2023

Brilliant banking app.

MONZO bank is fantastic. It's modern, sleek and links up to credit apps so that you can track your credit rating. It's so user friendly and easy to save money with savings pots.. Reviewed on: 11th April 2023

Monzo is the perfect bank

I always dreamt about a bank with a useful app, great customer service and absolutely transparent language. I have all this on Monzo, plus a pretty card (LOVE THE COLOUR), an amazing friendly notifications system, unimaginable functions like splitting the bill with a non-Monzo user, and the ultra plus Flex payments. OMG, how can we not love it? Reviewed on: 11th April 2023

Fast banking

It's amazing how monzo is fast , to transfer , make payments and when I receive from my salary its always one day before. No bank do this in high Street. Reviewed on: 11th April 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Select Platinum Current Account
from RBS 3.80 from 42 reviews
Graduate Account
from NatWest 4.38 from 63 reviews
Bank account
from HSBC 3.76 from 1379 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3173 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub