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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

139% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Best British Bank

It’s very convenient for bank transfer and it’s great to have it when travelling Reviewed on: 9th April 2023

Fantastic accessible service

Monzo has revolutionised banking and is very accessible to use Reviewed on: 9th April 2023

Perfect

Clear and precise viewing of accounts. Reviewed on: 9th April 2023

Fantastic service

The experience has been seamless. Monzo provides an all in one experience, offering you with a user friendly service. I would recommend Monzo any day! Reviewed on: 9th April 2023

Excellent bank

Amazing bank, lots of brilliant features and great service. Reviewed on: 9th April 2023

Monzo Bank - A Banking Experience Like No Other

Monzo bank is a breath of fresh air in the world of banking. Their user-friendly app and customer-focused approach make banking simple and enjoyable. I've been a Monzo customer for over a year now, and I can confidently say that it has exceeded my expectations in every way. One of the things that sets Monzo apart is their commitment to transparency. The app gives you real-time notifications for every transaction, and you can easily see how much you've spent and where you've spent it. This level of transparency has helped me manage my finances better and avoid overspending. Monzo also has excellent customer support! Reviewed on: 9th April 2023

My monzo experience

I just have good thing to say about monzo it’s really a good bank that been helping me since the beginning. I never had a complain about anything. Very happy to have account Reviewed on: 9th April 2023

Highly recommended.

Great company, with a very easy and useful platform. Customer services quick to resolve any issues. Reviewed on: 9th April 2023

Monzo Cares

I opened a Monzo account when I got into the UK and I got my debit card in a few days and have since been transacting without worries, they even offered a salary advance during the Easter which is thoughtful. Monzo Cares Reviewed on: 9th April 2023

Fantastic bank

I love nearly everything about it, balance prediction, pots, notifications etc. Reviewed on: 9th April 2023

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