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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18389 reviews)

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4.93

Based on 18,389 reviews, last reviewed 9th Mar 2026

38200% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

changed my relationship with money... game changer, changed my relationship with money - made it healthy & saved my life x Reviewed on: 9th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18389)

Review of the Monzo, Current account:

Im very happy with my bank account as i got a lot of opportunities and the colors of the cards are looking very well

Im very happy with my bank account as i got a lot opportunities Reviewed on: 3rd March 2022

Happy lot

I’ve been with Monzo 4+ years and I’ve never had an issue. I’ve used my card abroad in Ireland with no issues… Reviewed on: 9th February 2026

I’ve been using Monzo for a while now and it’s easil...

I’ve been using Monzo for a while now and it’s easily the best banking experience I’ve had. The app is super easy to use, payments are instant, and the spending insights make it really simple to keep track of my money. I love the instant notifications and the ability to freeze my card straight from the app if needed. Customer support has also been quick and helpful whenever I’ve contacted them. Overall, Monzo makes managing money feel simple and stress-free — exactly what a modern bank should do. Reviewed on: 9th February 2026

Never have any issues, fasted app to show transactio...

Never have any issues, fasted app to show transactions and up to date balance. Easy to move money and the perks account is brilliant offering good value for money and credit score access too! Shame we lost one of the three but still great! Reviewed on: 9th February 2026

The best card monzo its very good

The best card monzo its very good Reviewed on: 9th February 2026

The current account offerings from Monzo are fantast...

The current account offerings from Monzo are fantastic and offer a variety of price points for different account benefits. I am currently a max account holder and have been for a while, I think the monthly payment is well worth the features and extras. Customer service is fantastic, easy to use and always very helpful with the handful of situations I have had to use it. Reviewed on: 9th February 2026

Seamless user experience and great perks

Seamless user experience and great perks Reviewed on: 9th February 2026

Overall very good and my goto banking app

Overall very good and my goto banking app Reviewed on: 9th February 2026

Fab service

Fab. Easy to use. Superb live chat. Reviewed on: 9th February 2026

best bank

very good experience and great bank and awesome customer service Reviewed on: 9th February 2026

Monzo’s current account gives you access to its awar...

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges. Reviewed on: 9th February 2026

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