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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

82% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Banking the way it should be

Monzo makes banking so easy, their app and the tools it provides in second to none! Reviewed on: 10th March 2023

All you need in one Bank and App

This is my main personal bank in UK and the only one i use when i travel. Has the best exchange rate and the facility of taking money at ATM without absurd charges Reviewed on: 10th March 2023

Cool to start up

Number one leading best online banking Reviewed on: 10th March 2023

Outstanding

So far it's been a really fantastic experience Reviewed on: 10th March 2023

Love it

Metro bank was awful and froze my accounts and wouldn’t let me touch my wages. Monzo helped me and allowed me to transfer my wages over with the click of a button! Reviewed on: 10th March 2023

Excellent and easy

Best bank in the Uk. 5 star customer service. Easy to use. I will recommend 100% Reviewed on: 10th March 2023

Top Bank

Easy clear app based banking. Never had issues and contacting them through live chat so easy Reviewed on: 10th March 2023

Excellent card for perks, service and spending

I initally got a Monzo prepaid card to spend abroad with no fees, but upgraded to an account when it was available. I'm always in control of my money as I get notifications for each transaction, and transferring is so simple. Reviewed on: 10th March 2023

Brilliant banking!

Brilliant banking. Easy, flexible, simple to contact or ask for help directly from Monzo. Great app which is user friendly. Love that I can get my salary 4pm the day before! Reviewed on: 10th March 2023

Modern banking

Modern approach to banking, easily accessible via the app, helpful customer service Reviewed on: 10th March 2023

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