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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18391 reviews)

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4.93

Based on 18,391 reviews, last reviewed 10th Mar 2026

38267% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use, see what you have to budget and save. Easy to use, see what you have to budget and save. Love the pots they are so useful. Reviewed on: 10th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18391)

Review of the Monzo, Current account:

Showing the big guys how it should be done

It is so much easier to keep track of spending. Great for joint accounts too. Reviewed on: 10th March 2021

Easy to save money.

Easy to save money. Good savings pots and ISAs. Been able to save up for a deposit fast. Credit score in one place Reviewed on: 9th February 2026

Monzo quite literally changed my view of banks.

Monzo quite literally changed my view of banks. I've been a member for over 5 years and managing my finances has been a breeze thanks to Monzo. For the first time in my life I have savings, using a mix of pots and savings accounts. I am a perks member and enjoy a free treat from Greggs, cinema tickets once a month and other perks. I get cashback when I use one of the cashback offers and it's paid instantly, no waiting for weeks or months. I use the round up feature for investing and have currently got 2 savings challenges running. I am a Monzo super fan for sure. Reviewed on: 9th February 2026

I am so happy with monzo bank account so very good a...

I am so happy with monzo bank account so very good and excellent service Reviewed on: 9th February 2026

Easily my favourite 'new bank' account

I have a number of 'new bank' accounts and Monzo's offering is by far the most featureful, polished, flexible and beneficial to me financially. Reviewed on: 9th February 2026

Monzo is the best banking app i’ve used.

Monzo has helped me budget and spend less money throughout the last few years of me using them. Their pots are so easy to use and understand and their perks are amazing. Free sausage roll from gregg’s and a free Railcard were my favourite from perks and it’s not expensive either. There savings accounts have excellent rates. Reviewed on: 9th February 2026

Monzo makes banking seamless.

Monzo makes banking seamless. They’re transparent and trustworthy. Customer service support time is beyond comparison. Perks such as early pay day and features like delaying a transaction incase a mistake was made are life saving. Monzo pots and virtual cards makes organising and sorting out finances a walk in the park. Monzo flex beats every other credit provider in my opinion. Monzo is banking made easy for the people. Reviewed on: 9th February 2026

User friendly banking with high focus on the custome...

User friendly banking with high focus on the customer services. Reviewed on: 9th February 2026

Banking made easy!

Banking made easy! The app makes everything so easy to use. The interest rates are great. Having all my banks shown in one place, simple to move money. Quick savings options and the perks that come with Monzo Max. It’s a no brainer for a bank account! Reviewed on: 9th February 2026

Great app, excellent customer service, never had any...

Great app, excellent customer service, never had any trouble. Oh and cash back offers are great. Reviewed on: 9th February 2026

Excellent banking service for Personnal banking

Excellent banking service for Personnal banking Reviewed on: 9th February 2026

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