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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19406 reviews)

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4.93

Based on 19,406 reviews, last reviewed 19th May 2026

82% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Outstanding innovative services.

Monzo’s attitude to money services is a revelation. The app is easy to use and the Flex system is outstanding. Reviewed on: 2nd March 2023

Love these savings

Love the round up.I don’t miss it at all.love that you can see straight away what has come out. Reviewed on: 2nd March 2023

Perfect Experience

I am really happy for all services Reviewed on: 2nd March 2023

Awesome

Modern day bank that cares about its customers. Flexible and reliable Reviewed on: 2nd March 2023

Blows the competition out of the water

Great flex feature I use. Also I use their loans from time to lime. Recommend Reviewed on: 2nd March 2023

Hassle free banking

Hassle free banking. Great app to work with and very clear Reviewed on: 2nd March 2023

One of the best banks

Love Monzo so easy to use. Like the style the use of emoji’s and logos, you can get paid earlier the app is clear and you don’t have to travel far to add money and so many more things there to many to list plus not once I had a bed experience or any complications. Definitely best bank by far. Reviewed on: 2nd March 2023

Great for customer

Quick and easy to apply and to use Reviewed on: 2nd March 2023

Monzo Lifestyle

Monzo really helped me get to grips with my finances and is really simple to use. I feel like I’m in a special club when you talk to somebody who is also a user Reviewed on: 2nd March 2023

Great Modern Bank!

Best UK bank I’ve used. The app is great and they have some amazing features that are constantly evolving. Keep up the good work Monzo! Reviewed on: 2nd March 2023

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