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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18391 reviews)

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4.93

Based on 18,391 reviews, last reviewed 10th Mar 2026

38267% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use, see what you have to budget and save. Easy to use, see what you have to budget and save. Love the pots they are so useful. Reviewed on: 10th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18391)

Review of the Monzo, Current account:

Monzo makes banking easy

I have used Monzo for a few years now and not only do they keep delivering amazing features in their app their customer service is on point! Quick, helpful and friendly. It’s exactly how banking should be. Thanks Monzo for changing the out of date banking model and making banking more of a pleasure than a chore! Reviewed on: 12th April 2024

It has been a great experience using Monzo for the p...

It has been a great experience using Monzo for the past couple of years. It has helped me in understand my spending as well as highlighting ways to improve saving. I recommend it to everyone, no matter their monetary situation. Reviewed on: 9th February 2026

Really intuitive and helpful app.

Really intuitive and helpful app. Reviewed on: 9th February 2026

Everything you need in one perfect package!

Absolutely fantastic for organisation within the mobile app. Pots make it easy to manage allowances to keep on track of expenses. Also having access to feature such as flex, investments mortgage monitoring home insurance all in the same place makes keeping track of things a breeze. Reviewed on: 9th February 2026

Excellent banking services

Gives an excellent taste of good banking services like no other. In my honest opinion, banking experiences with monzo has been smooth, effortless and hasslefree over the years that I have been banking with them and will recommend them any day and anywhere. Reviewed on: 9th February 2026

Monzo has everything I need to effectively manage my...

Monzo has everything I need to effectively manage my money, it is so handy to have pots for budgeting and saving, seeing which categories I spend most in and being able to take part in saving challenges has revolutionised my banking and financial knowledge. Couldn’t be without you Monzo!! Reviewed on: 9th February 2026

So much easier to navigate and split money so you ca...

So much easier to navigate and split money so you can physically see where it is to keep track of everything, and monthly draws are a great incentive to stay with them. Reviewed on: 9th February 2026

Fantastic bank, easy to use app, everything clear an...

Fantastic bank, easy to use app, everything clear and precise Reviewed on: 9th February 2026

Monzo make digital banking easy with a wealth of fea...

Monzo make digital banking easy with a wealth of features to help mange your money. Reviewed on: 9th February 2026

Excellent service and great exchange rates

Excellent service and great exchange rates Reviewed on: 9th February 2026

Love! Very user friendly

The app is very user friendly and you can adapt it to suit you. Love that it gives me so much control and so many insights about my money and spending habits. Would recommend to absolutely anyone! I’m currently paying for an upgraded current account plan at £3 a month and I think the added extras are well worth the money. Reviewed on: 9th February 2026

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