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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2447 reviews)

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4.96

Based on 2,447 reviews, last reviewed 13th Apr 2025

63700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Great options I used the Monzo Flex credit card to spread the cost of a few larger purchases, taking advantage of the three-month interest-free option. The setup wa... Read more Reviewed on: 13th April 2025

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can hel...

Monzo Flex Credit Card reviews (2447)

Review of the Monzo, Flex Credit Card:

Pure perfection

Perfect experience where there is nothing to explain. A single paragraph of text is enough to understand everything about the card, how it's used and how valuable it it Reviewed on: 30th March 2025

Monzo look at you as a person not just a statistic!

Monzo look at you as a person not just a statistic! Their products and services continue to inprove Reviewed on: 11th April 2025

I think that being able to have 3 months 0% interest...

I think that being able to have 3 months 0% interest is fantastic Reviewed on: 11th April 2025

perfect aid to your indulgence while being responsible

The Monzo flex is the perfect tool that allows you to explore your indulgences while being financially responsible. I love the flexibility it gives me to split my payments not just in the initial phase but also a couple of months later which allows me to plan my finances. Reviewed on: 11th April 2025

Brilliant Product!

Monzo Flex is a very straightforward product to use; very simple to set up and to use using the Monzo app. Fantastic flexibilty in using it online or with the physical card instore. Even further flexibility in being able to tailor repayment dates and amounts, or even pay early - and by far the biggest bonus, is being able to transfer an ordinary card purchase retrospectively onto Flex. Reviewed on: 11th April 2025

Amazing bank and amazing service

Amazing bank and amazing service Reviewed on: 11th April 2025

Very good

I'm very happy for the monzo Flex credit card Reviewed on: 11th April 2025

Great product which allows me to manage payments

Great product which allows me to manage payments until payday or pay over 3 months interest free, all within the app and with ease. It gives me control and freedom over my payments and allows me to track and budget for big spends and unexpected costs. I find that I have stopped using my other ‘actual’ credit cards now in favour of this as it is more transparent (in terms of interest and upcoming payments) and also more easily managed. Reviewed on: 11th April 2025

Clean and Simple.

Clean and Simple. Easy to use, gives great credit insights that other apps don’t give, would highly recommend, never had any issues Reviewed on: 11th April 2025

Perfect user interface, great functions especially w...

Perfect user interface, great functions especially with the instalment options and payment planning. Reviewed on: 11th April 2025

Flexible card gives freedom of choice

Flexible card gives freedom of choice Reviewed on: 10th April 2025

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