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Nationwide: FlexAccount reviews

4.49
Based on 1,066 reviews, last reviewed 31st Mar 2026
11700% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
72%
See only 4 star reviews
15%
See only 3 star reviews
4%
See only 2 star reviews
1%
See only 1 star reviews
8%

Latest highest rating:

5

Most caring bank about customers. Most caring bank about customers. Reviewed on: 31st March 2026
saKa's avatar
saKa

Latest lowest rating:

1

The worst banking ever don’t do it The Nationwide is the worst banking ever. Don’t get fooled they’re nice because they give out free money! They have a problem with their banking app. ... Read more Reviewed on: 27th February 2026
MoominsPie 's avatar
MoominsPie

About this product

Nationwide’s FlexAccount is a current account with no monthly fee.

If you’re eligible for an overdraft, the first £50 is interest free. Nationwide will open a savings account for you with your new current account. Taking a current account with Nationwide makes you eligible for access to exclusive savings accounts.

Nationwide FlexAccount reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

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Nationwide FlexAccount reviews (1066)

Good no nonsense account

5
But a bit of interest would be nice. Reviewed on: 9th November 2017

Nationwide Current Account

4
Excellent online banking and mobile app. Have been with Nationwide several years and am very happy with the service provided. Reviewed on: 9th November 2017

flex account

5
Perks with a flex account well worth having for a couple of pensioners Reviewed on: 8th November 2017

Best Bank Ever

5
We have never had any problems with our Sutton in Ashfield branch. The staff are always helpful and the bank promotes community spirit raising money for charities with their customers and staff. We are never pressured to take out loans or change our bank accounts. We were with a bank form the 80's til 2011 and NEVER had service like this. Nationwide are exemplary. Reviewed on: 8th November 2017

EXCELLENT VALUE CURRENT ACCOUNT

5
Excellent online current account with brilliant extras- foreign travel insurance including winter sports medical cover, vehicle breakdown cover for all family vehicles, mobile phone insurance as well as monthly interest payments. Well worth £13 per month. Reviewed on: 8th November 2017

FLEXACCOUNT - An excellent free current account

5
An excellent product run by a mutual company. I only have had one complaint and that was that once they inadvertently took too little one month as a mortgage payment. I rang them and pointed this out, they immediately corrected the payment and paid me £20 as compensation. Brilliant. Reviewed on: 8th November 2017

Excellent banking service

5
I've had my account with Nationwide for nearly 30 years. Even when I've had difficult times financially with a huge overdraft, the Nationwide has been helpful and supportive. They've never put me under any pressure to repay. A really great bank. Reviewed on: 8th November 2017

Easy to use account

4
This account is easy to use and the interest rate for the first year is great. Shame the interest rate doesn’t stay as high for longer. The customer service with nationwide has always been great and I’ve found it easy to open and close other accounts. The online banking app is easy to use and has everything I need. Reviewed on: 8th November 2017

Overall very good

4
Helpful when needed and runs smoothly otherwise Reviewed on: 8th November 2017

So dependable!!!!

5
I have never had any problems with online banking or their telephone customer service. I had an issue last month, got straight through when I called them & the issue was resolved within 5 minutes!!! I've never had a faster response! Reviewed on: 8th November 2017

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