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Nationwide: Credit Card reviews

Name: Credit Card
Rating: 4.17 (197 reviews)

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4.10

Based on 197 reviews, last reviewed 15th Jul 2025

67% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

61%

21%

11%

Latest highest rating:

5

Fast and easy service Easy application process and a fast around service. Reviewed on: 15th July 2025

Latest lowest rating:

1

Don't believe their hype I have a credit limit of £5000 on a credit card. Never use it all, always only about £1200. So this month paid an amount (that was the full amount) of... Read more Reviewed on: 29th January 2025

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About this product

Nationwide Credit Card reviews can help you to find out about the pros and cons of the Credit Card credit card. What kind of features do Nationwide customers like? Find out more about the Nationwide Credit Card by reading our trusted Smart Money People reviews. You can also write your own Nationwide Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Nationwide Credit Card reviews (197)

Review of the Nationwide, Credit Card:

Don't believe their hype

I have a credit limit of £5000 on a credit card. Never use it all, always only about £1200. So this month paid an amount (that was the full amount) of £850.00. Evidently the cheque took a while to get there. No, even though there was still £4,2000 credit available, these idiots at Nationwide not only took a late payment of £10 (no objection) but still with £4,200 credit available, they declined a payment of £8.20. Now you need to be totally devoid of common sense to do that. What is wrong with Nationwide? I am a long term customer. Never been overdrawn, never any trouble, yet the treat me with total disrespect. Nationwide do no deserve decent, good customers. A bank to give a miss. A nd whilst these pen-pushers were telling me they hadn't received the cheque in payment, this morning I spoke to my other bank (Halifax) and they say that the cheque had been cleared. So Nationwide were either lying or incompetent. take your selection. A company that is all talk and just not interested in true customer service. Reviewed on: 29th January 2025

Brilliant

Never have complaints about any aspect of their service or systems Reviewed on: 10th January 2019

great company. excellent service

Experience with Nationwide has been excellent. they're very friendly, and helpful. I bank with Nationwide and have a credit card with them too and it's both convenient and easy to pay my bill and accrue rewards. Reviewed on: 5th January 2019

Best bank

the best bank you can easily withdraw money from times where I really like ,and I even recommended to my buddies Reviewed on: 20th December 2018

Great

I highly recommend Nationwide Credit Card as they are professional and helpful when you have a problem. Reviewed on: 17th December 2018

Good customer care

very understanding to the needs of customers Reviewed on: 9th December 2018

Decent credit card company

Good customer service. They’re helpful and have incentive like cash back. Reviewed on: 2nd December 2018

International travel

No commission on transaction made abroad. It is useful as we like to shop in France Reviewed on: 10th November 2018

brilliant

excellent customer service and no problems with setting it up Reviewed on: 8th November 2018

Select Credit Card

A great Credit Card with no non-Sterling transaction fees. Reviewed on: 6th November 2018

Select Visa Card

The lack of non-Sterling transaction fees saves me a significant amount every year on my overseas spends. Reviewed on: 6th November 2018

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