Write a review

Go to business site

Nationwide: Credit card reviews

Name: Credit card
Rating: 4.17 (199 reviews)

View other Nationwide products

4.12

Based on 199 reviews, last reviewed 20th Oct 2025

75% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

60%

22%

11%

Latest highest rating:

4

RAHAL saved the day On the weekend 17/18/19/October I tried to apply for an online Nationwide credit card. But filled in the form unknowingly incorrectly and was refused ... Read more Reviewed on: 20th October 2025

Latest lowest rating:

1

Don't believe their hype I have a credit limit of £5000 on a credit card. Never use it all, always only about £1200. So this month paid an amount (that was the full amount) of... Read more Reviewed on: 29th January 2025

Read all reviews See your review

About this product

Nationwide’s purchase and balance transfer credit card offers 0% interest on all purchases and balance transfers for 15 months.

The 0% interest also applies to spending abroad. You can apply if you have a Nationwide current account, savings account or mortgage. You can’t apply if you already have a Nationwide credit card.

Nationwide credit card reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide Credit card reviews (199)

Review of the Nationwide, Credit card:

Don't believe their hype

I have a credit limit of £5000 on a credit card. Never use it all, always only about £1200. So this month paid an amount (that was the full amount) of £850.00. Evidently the cheque took a while to get there. No, even though there was still £4,2000 credit available, these idiots at Nationwide not only took a late payment of £10 (no objection) but still with £4,200 credit available, they declined a payment of £8.20. Now you need to be totally devoid of common sense to do that. What is wrong with Nationwide? I am a long term customer. Never been overdrawn, never any trouble, yet the treat me with total disrespect. Nationwide do no deserve decent, good customers. A bank to give a miss. A nd whilst these pen-pushers were telling me they hadn't received the cheque in payment, this morning I spoke to my other bank (Halifax) and they say that the cheque had been cleared. So Nationwide were either lying or incompetent. take your selection. A company that is all talk and just not interested in true customer service. Reviewed on: 29th January 2025

Nationwide not delivering

Recently switched to Nationwide, well last October, still haven't received £100 for being recommended by a friend and neither has the friend. Otherwise the account is functioning ok. Reviewed on: 11th January 2019

Nationwide

I have been a customer of Nationwide for almost 30 years and still they make good offers. I have had banking products and credit cards from other companies but the customer service is never as good as Nationwide Reviewed on: 11th January 2019

Brilliant

Never have complaints about any aspect of their service or systems Reviewed on: 10th January 2019

great company. excellent service

Experience with Nationwide has been excellent. they're very friendly, and helpful. I bank with Nationwide and have a credit card with them too and it's both convenient and easy to pay my bill and accrue rewards. Reviewed on: 5th January 2019

Best bank

the best bank you can easily withdraw money from times where I really like ,and I even recommended to my buddies Reviewed on: 20th December 2018

Great

I highly recommend Nationwide Credit Card as they are professional and helpful when you have a problem. Reviewed on: 17th December 2018

Good customer care

very understanding to the needs of customers Reviewed on: 9th December 2018

Decent credit card company

Good customer service. They’re helpful and have incentive like cash back. Reviewed on: 2nd December 2018

International travel

No commission on transaction made abroad. It is useful as we like to shop in France Reviewed on: 10th November 2018

brilliant

excellent customer service and no problems with setting it up Reviewed on: 8th November 2018

Do you have a different Nationwide product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

All in One Credit Card
from Santander 2.55 from 16 reviews
Balance Transfer Credit Card
from Bank of Scotland 4.09 from 13 reviews
Classic Credit Card
from Bank of Ireland 2.20 from 5 reviews

Want to see more from Nationwide?

Student Current Account
from Nationwide 5.00 from 5 reviews
Regular Savings
from Nationwide 4.72 from 79 reviews
Cash ISA
from Nationwide 4.71 from 61 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub