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Nationwide: Credit card reviews

Name: Credit card
Rating: 4.17 (197 reviews)

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4.10

Based on 197 reviews, last reviewed 15th Jul 2025

67% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

61%

21%

11%

Latest highest rating:

5

Fast and easy service Easy application process and a fast around service. Reviewed on: 15th July 2025

Latest lowest rating:

1

Don't believe their hype I have a credit limit of £5000 on a credit card. Never use it all, always only about £1200. So this month paid an amount (that was the full amount) of... Read more Reviewed on: 29th January 2025

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About this product

Nationwide’s purchase and balance transfer credit card offers 0% interest on all purchases and balance transfers for 15 months.

The 0% interest also applies to spending abroad. You can apply if you have a Nationwide current account, savings account or mortgage. You can’t apply if you already have a Nationwide credit card.

Nationwide credit card reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide Credit card reviews (197)

Review of the Nationwide, Credit card:

Don't believe their hype

I have a credit limit of £5000 on a credit card. Never use it all, always only about £1200. So this month paid an amount (that was the full amount) of £850.00. Evidently the cheque took a while to get there. No, even though there was still £4,2000 credit available, these idiots at Nationwide not only took a late payment of £10 (no objection) but still with £4,200 credit available, they declined a payment of £8.20. Now you need to be totally devoid of common sense to do that. What is wrong with Nationwide? I am a long term customer. Never been overdrawn, never any trouble, yet the treat me with total disrespect. Nationwide do no deserve decent, good customers. A bank to give a miss. A nd whilst these pen-pushers were telling me they hadn't received the cheque in payment, this morning I spoke to my other bank (Halifax) and they say that the cheque had been cleared. So Nationwide were either lying or incompetent. take your selection. A company that is all talk and just not interested in true customer service. Reviewed on: 29th January 2025

Great

This card enables you to use it in Europe without any transaction charge so it's one of the best on the market. Reviewed on: 6th November 2018

great

no charges in europe so one of the best Reviewed on: 6th November 2018

DONT BECOME THEIR CLIENT

I made a wrong international transaction on 18th of April 2018 for 882 pounds. 6 months later the money are stuck in their intermediary bank HSBC and they cant be bothered to give me back my money blaming the intermediary bank and the intended receiving bank for not getting back to them. is 2018 and NWBS doesnt have the means to track money, thats what they are keep saying thru internet banking. i am not the only one people., DO NOT USE NATIONWIDE BUILDING SOCIETY SERVICES Reviewed on: 2nd October 2018

Useful for overseas travel

For those who travel overseas often the Nationwide Credit Card is a good way to save money, by building up a commision free allowance when using your credit card abroad Reviewed on: 19th September 2018

Really helpful when things go wrong

Four figure purchase went wrong in New Zealand when a company claimed it could no longer trade. The Nationwide team got onto the case very quickly and managed to backcharge the company's account. They recovered 100% of the loss including currency exchange rate move. Reviewed on: 9th June 2018

Great credit card very easy to use and understand

A great credit card, its easy to use and understand no nasty surprises and the best part cashback on all purchases silly to not to consider this card before applying Reviewed on: 8th June 2018

great cashback

great cashback and easy to manage on app Reviewed on: 13th April 2018

quick to reply

Had a few problems with credit card.E mailed via bank website they were quick to respond and sort it... Reviewed on: 10th February 2018

Excellent

Nationwide are always so helpful I would recommend them to my family and friends Reviewed on: 9th February 2018

Rewards are easy to earn

Nationwide reward card gives me cash back on my spending without any effort. Reviewed on: 8th February 2018

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