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Nationwide: Credit card reviews

Name: Credit card
Rating: 4.14 (225 reviews)

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4.14

Based on 225 reviews, last reviewed 26th Sep 2026

91% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

61%

20%

12%

Latest highest rating:

5

Excellent credit provider with supportive assistance. Excellent credit provider with supportive assistance. Reviewed on: 26th September 2026

Latest lowest rating:

1

They don’t give me a loan for clearance of my credit... They don’t give me a loan for clearance of my credit cards Reviewed on: 2nd September 2026

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About this product

Nationwide’s purchase and balance transfer credit card offers 0% interest on all purchases and balance transfers for 15 months.

The 0% interest also applies to spending abroad. You can apply if you have a Nationwide current account, savings account or mortgage. You can’t apply if you already have a Nationwide credit card.

Nationwide credit card reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide Credit card reviews (225)

Review of the Nationwide, Credit card:

Don't believe their hype

I have a credit limit of £5000 on a credit card. Never use it all, always only about £1200. So this month paid an amount (that was the full amount) of £850.00. Evidently the cheque took a while to get there. No, even though there was still £4,2000 credit available, these idiots at Nationwide not only took a late payment of £10 (no objection) but still with £4,200 credit available, they declined a payment of £8.20. Now you need to be totally devoid of common sense to do that. What is wrong with Nationwide? I am a long term customer. Never been overdrawn, never any trouble, yet the treat me with total disrespect. Nationwide do no deserve decent, good customers. A bank to give a miss. A nd whilst these pen-pushers were telling me they hadn't received the cheque in payment, this morning I spoke to my other bank (Halifax) and they say that the cheque had been cleared. So Nationwide were either lying or incompetent. take your selection. A company that is all talk and just not interested in true customer service. Reviewed on: 29th January 2025

Great for FX

Great card for travelling abroad. Excellent FX conversion rates Reviewed on: 27th January 2020

Happy with the service

Helpful knowledgeable staff, will suggest products to suit you. Been with them for quite a few years & no intention to move. Reviewed on: 2nd January 2020

Excellent Card

friendly telephone staff, good rates, very good on security and fraud. Reviewed on: 21st November 2019

Worst Bank EVER - DO NOT BANK WITH THIS BUNCH OF CROOKS

After getting behind with some payments due to financial problems, Nationwide informed me that they intend to ILLEGALLY change the unsecured credit card debt into a SECURED debt which they were going to secure against my house. This is utterly irresponsible and illegal !!! Reviewed on: 10th November 2019

Best experience overall compared with all other banks!

Best experience overall than all other banks I have used in the past! Reviewed on: 7th November 2019

Good and Bad Nationwide

Good customer service but annoyingly will only text main cardholder if a query- will not take or use an alternative mobile number Reviewed on: 6th November 2019

cashback

good cashback rates for none american express eligible people. Reviewed on: 30th July 2019

Caution

Before giving me a credit card Nationwide gave me a long talk on the best way to handle money and then quizzed me on all the information. They were very thorough and seemed to really care for my needs. Reviewed on: 22nd June 2019

So easy

Easy to take out, usually a good opening offer available and there for you in an emergency. I had my card stop working on holiday and their advice was great. Reviewed on: 9th June 2019

Nice people to deal with.

Easy to use everywhere and very customer friendly. Reviewed on: 9th June 2019

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