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Nationwide: Credit card reviews

Name: Credit card
Rating: 4.17 (197 reviews)

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4.09

Based on 197 reviews, last reviewed 15th Jul 2025

64% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

61%

21%

11%

Latest highest rating:

5

Fast and easy service Easy application process and a fast around service. Reviewed on: 15th July 2025

Latest lowest rating:

1

Don't believe their hype I have a credit limit of £5000 on a credit card. Never use it all, always only about £1200. So this month paid an amount (that was the full amount) of... Read more Reviewed on: 29th January 2025

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About this product

Nationwide’s purchase and balance transfer credit card offers 0% interest on all purchases and balance transfers for 15 months.

The 0% interest also applies to spending abroad. You can apply if you have a Nationwide current account, savings account or mortgage. You can’t apply if you already have a Nationwide credit card.

Nationwide credit card reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide Credit card reviews (197)

Review of the Nationwide, Credit card:

Don't believe their hype

I have a credit limit of £5000 on a credit card. Never use it all, always only about £1200. So this month paid an amount (that was the full amount) of £850.00. Evidently the cheque took a while to get there. No, even though there was still £4,2000 credit available, these idiots at Nationwide not only took a late payment of £10 (no objection) but still with £4,200 credit available, they declined a payment of £8.20. Now you need to be totally devoid of common sense to do that. What is wrong with Nationwide? I am a long term customer. Never been overdrawn, never any trouble, yet the treat me with total disrespect. Nationwide do no deserve decent, good customers. A bank to give a miss. A nd whilst these pen-pushers were telling me they hadn't received the cheque in payment, this morning I spoke to my other bank (Halifax) and they say that the cheque had been cleared. So Nationwide were either lying or incompetent. take your selection. A company that is all talk and just not interested in true customer service. Reviewed on: 29th January 2025

NW credit card

does the job - never any problems Reviewed on: 9th November 2017

Always deal with issues promptly

Nationwide have always dealt efficiently with any fraudulent transactions using lost/stolen credit cards. Frontline and telephone staff helpful and knowledgeable. I have been a customer with them for a great number of years and never persuaded to change for some “more lucrative deal” due to their excellent service Reviewed on: 8th November 2017

Great Card great company

No issues during my first year using the card, great intro rates and 0% and online banking is a breeze Reviewed on: 6th November 2017

does the job

no problems using them.. efficient service Reviewed on: 6th November 2017

Great Card

We use our credit card to pay for most things and then pay off the balance in full at the end of the month, this means there is no extra to pay back but we get cash back which over the course of the year ends up being around £75. It is a great card to use abroad as well. Reviewed on: 6th November 2017

Home & Abroad

Used anywhere with no additional charges. Reviewed on: 9th August 2017

Good

It's a good product, but the customer service at times could be better. Reviewed on: 30th June 2017

Quick to solve any issues and quickly onto fraudulent activity

My experience of having a nationwide credit card is that they are quick to solve any issues and quickly onto fraudulent activity, sending out new cards speedily. Reviewed on: 11th June 2017

Select Credit Card

Free to use in any country (no commission), easy t o use mobile banking app, and 0.5% cashback on sterling purchases. Using this instead of my debit card is a no brainer, and pay it off every month to prevent incurring interest. Reviewed on: 11th June 2017

Excellent Credit Card

As an existing Nationwide customer the application process was very easy. The cards arrived within a few days and included an interest free period and a fee free balance transfer. I even received a bonus for taking the card out. Reviewed on: 11th June 2017

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