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Nationwide: Credit card reviews

Name: Credit card
Rating: 4.14 (225 reviews)

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4.14

Based on 225 reviews, last reviewed 26th Sep 2026

91% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

61%

20%

12%

Latest highest rating:

5

Excellent credit provider with supportive assistance. Excellent credit provider with supportive assistance. Reviewed on: 26th September 2026

Latest lowest rating:

1

They don’t give me a loan for clearance of my credit... They don’t give me a loan for clearance of my credit cards Reviewed on: 2nd September 2026

Read all reviews See your review

About this product

Nationwide’s purchase and balance transfer credit card offers 0% interest on all purchases and balance transfers for 15 months.

The 0% interest also applies to spending abroad. You can apply if you have a Nationwide current account, savings account or mortgage. You can’t apply if you already have a Nationwide credit card.

Nationwide credit card reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide Credit card reviews (225)

Review of the Nationwide, Credit card:

Don't believe their hype

I have a credit limit of £5000 on a credit card. Never use it all, always only about £1200. So this month paid an amount (that was the full amount) of £850.00. Evidently the cheque took a while to get there. No, even though there was still £4,2000 credit available, these idiots at Nationwide not only took a late payment of £10 (no objection) but still with £4,200 credit available, they declined a payment of £8.20. Now you need to be totally devoid of common sense to do that. What is wrong with Nationwide? I am a long term customer. Never been overdrawn, never any trouble, yet the treat me with total disrespect. Nationwide do no deserve decent, good customers. A bank to give a miss. A nd whilst these pen-pushers were telling me they hadn't received the cheque in payment, this morning I spoke to my other bank (Halifax) and they say that the cheque had been cleared. So Nationwide were either lying or incompetent. take your selection. A company that is all talk and just not interested in true customer service. Reviewed on: 29th January 2025

Best bank

the best bank you can easily withdraw money from times where I really like ,and I even recommended to my buddies Reviewed on: 20th December 2018

Great

I highly recommend Nationwide Credit Card as they are professional and helpful when you have a problem. Reviewed on: 17th December 2018

Good customer care

very understanding to the needs of customers Reviewed on: 9th December 2018

Decent credit card company

Good customer service. They’re helpful and have incentive like cash back. Reviewed on: 2nd December 2018

International travel

No commission on transaction made abroad. It is useful as we like to shop in France Reviewed on: 10th November 2018

brilliant

excellent customer service and no problems with setting it up Reviewed on: 8th November 2018

Select Credit Card

A great Credit Card with no non-Sterling transaction fees. Reviewed on: 6th November 2018

Select Visa Card

The lack of non-Sterling transaction fees saves me a significant amount every year on my overseas spends. Reviewed on: 6th November 2018

Great

This card enables you to use it in Europe without any transaction charge so it's one of the best on the market. Reviewed on: 6th November 2018

great

no charges in europe so one of the best Reviewed on: 6th November 2018

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Nationwide: Credit card reviews

91% decrease in 5 star reviews

100% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Nationwide Credit card reviews (225)

Don't believe their hype

Best bank

Great

Good customer care

Decent credit card company

International travel

brilliant

Select Credit Card

Select Visa Card

Great

great

Do you have a different Nationwide product?

Want to see more from Nationwide?

FlexDirect

Flex Regular Saver

Cash ISA

Join Smart Money People

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