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Nationwide: Credit card reviews

Name: Credit card
Rating: 4.02 (210 reviews)

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4.02

Based on 210 reviews, last reviewed 24th Mar 2026

700% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

60%

21%

12%

Latest highest rating:

5

Help with Credit Card Fraud Nationwide have helped me many times when I’ve been concerned about fraud on my credit card. They have always been professional, kind and extremely he... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Arrogant man from the disputes team Arrogant man from the disputes team told me they couldn't look into my chargeback claim, gave a list of excuses culminating in my evidence not being g... Read more Reviewed on: 2nd March 2026

Read all reviews See your review

About this product

Nationwide’s purchase and balance transfer credit card offers 0% interest on all purchases and balance transfers for 15 months.

The 0% interest also applies to spending abroad. You can apply if you have a Nationwide current account, savings account or mortgage. You can’t apply if you already have a Nationwide credit card.

Nationwide credit card reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide Credit card reviews (210)

Review of the Nationwide, Credit card:

Good for using on holiday

Excellent exchange rates and charges for using abroad. Reviewed on: 11th April 2023

Great

Allowed us to pay for holiday of lifetime for Christmas with minimum exchange fees. Also when payments were unauthorised as someone unlawfully stole our details to pay for vouchers online, excellent text alerts to contact and all monies refunded immediately with new card on way in the post. Excellent! Reviewed on: 27th November 2017

Pain-free balance transfer

Opened up credit card in order to do a balance transfer. All went smoothly and was helped every step of the way. Website can be a bit unintuitive at times and persistent requests for passwords and memorable data can be a pain, Reviewed on: 22nd November 2017

Brilliant Card

Easy to use card, part of mobile app so can keep track of spending / payments and interest being paid. Low interest rates Reviewed on: 13th November 2017

NW credit card

does the job - never any problems Reviewed on: 9th November 2017

Always deal with issues promptly

Nationwide have always dealt efficiently with any fraudulent transactions using lost/stolen credit cards. Frontline and telephone staff helpful and knowledgeable. I have been a customer with them for a great number of years and never persuaded to change for some “more lucrative deal” due to their excellent service Reviewed on: 8th November 2017

Great Card great company

No issues during my first year using the card, great intro rates and 0% and online banking is a breeze Reviewed on: 6th November 2017

does the job

no problems using them.. efficient service Reviewed on: 6th November 2017

Great Card

We use our credit card to pay for most things and then pay off the balance in full at the end of the month, this means there is no extra to pay back but we get cash back which over the course of the year ends up being around £75. It is a great card to use abroad as well. Reviewed on: 6th November 2017

Home & Abroad

Used anywhere with no additional charges. Reviewed on: 9th August 2017

Good

It's a good product, but the customer service at times could be better. Reviewed on: 30th June 2017

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