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Nationwide: Credit card reviews

Name: Credit card
Rating: 4.12 (224 reviews)

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4.12

Based on 224 reviews, last reviewed 2nd Sep 2026

60% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

61%

20%

12%

Latest highest rating:

5

Excellent Great interest rate easy to use Nationwide allways protect your purchase. Reviewed on: 21st June 2026

Latest lowest rating:

1

They don’t give me a loan for clearance of my credit... They don’t give me a loan for clearance of my credit cards Reviewed on: 2nd September 2026

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About this product

Nationwide’s purchase and balance transfer credit card offers 0% interest on all purchases and balance transfers for 15 months.

The 0% interest also applies to spending abroad. You can apply if you have a Nationwide current account, savings account or mortgage. You can’t apply if you already have a Nationwide credit card.

Nationwide credit card reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide Credit card reviews (224)

Review of the Nationwide, Credit card:

Good for using on holiday

Excellent exchange rates and charges for using abroad. Reviewed on: 11th April 2023

Brilliant Credit Card - Helped me out

Nationwide has really helped me. As an 18 year old with no credit history, Nationwide was the only high street reputable lender that was offering me a credit card after carrying out Elegibility checkers. Good customer services over telephone and in branch. Credit card offered with good credit limit for an 18 year old. Online quotation given gives the customer to confidence to apply before a credit search is done. Shame about the recent cashback reduction but it’s a sign of the times and not Nationwide’s fault. Reviewed on: 17th January 2018

Select Credit Card

A standard Credit Card however offers no non-sterling transaction charges saving £100s of unnecessary fees. Spot rate offered is good also. Reviewed on: 6th January 2018

Always great customer service.

I've always found the customer service at Nationwide to be absolutely brilliant. And the products are always very reasonable. Reviewed on: 5th December 2017

.5% cashback on everything!

Great card, very attractive rates for spending abroad and .5% cashback on everything you purchase! Reviewed on: 2nd December 2017

Great

Allowed us to pay for holiday of lifetime for Christmas with minimum exchange fees. Also when payments were unauthorised as someone unlawfully stole our details to pay for vouchers online, excellent text alerts to contact and all monies refunded immediately with new card on way in the post. Excellent! Reviewed on: 27th November 2017

Pain-free balance transfer

Opened up credit card in order to do a balance transfer. All went smoothly and was helped every step of the way. Website can be a bit unintuitive at times and persistent requests for passwords and memorable data can be a pain, Reviewed on: 22nd November 2017

Brilliant Card

Easy to use card, part of mobile app so can keep track of spending / payments and interest being paid. Low interest rates Reviewed on: 13th November 2017

NW credit card

does the job - never any problems Reviewed on: 9th November 2017

Always deal with issues promptly

Nationwide have always dealt efficiently with any fraudulent transactions using lost/stolen credit cards. Frontline and telephone staff helpful and knowledgeable. I have been a customer with them for a great number of years and never persuaded to change for some “more lucrative deal” due to their excellent service Reviewed on: 8th November 2017

Great Card great company

No issues during my first year using the card, great intro rates and 0% and online banking is a breeze Reviewed on: 6th November 2017

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