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Nationwide: Credit card reviews

Name: Credit card
Rating: 3.95 (214 reviews)

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3.95

Based on 214 reviews, last reviewed 20th Apr 2026

No new 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

60%

21%

12%

Latest highest rating:

5

Great all around financial organisation. Great all around financial organisation. Good service and products, and great current account and credit card for international use, without fees and ... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

Arrogant man from the disputes team Arrogant man from the disputes team told me they couldn't look into my chargeback claim, gave a list of excuses culminating in my evidence not being g... Read more Reviewed on: 2nd March 2026

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About this product

Nationwide’s purchase and balance transfer credit card offers 0% interest on all purchases and balance transfers for 15 months.

The 0% interest also applies to spending abroad. You can apply if you have a Nationwide current account, savings account or mortgage. You can’t apply if you already have a Nationwide credit card.

Nationwide credit card reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide Credit card reviews (214)

Review of the Nationwide, Credit card:

Good for using on holiday

Excellent exchange rates and charges for using abroad. Reviewed on: 11th April 2023

Superb customer service

I often have to travel to France and, because I have had my card for some years, I get free spending abroad in euros. Most cards would charge an exchange rate fee but not my Nationwide credit card - superb! Reviewed on: 12th February 2017

Very quickly provided me with a substantial credit limit increase to cover purchase of season ticket.

The card comes with various perks, but the one I like most is that I get charge free foreign currency (up to ten per cent of what I spend on the card.) Reviewed on: 7th February 2017

Select credit card

Fantastic product. cashback on all my purchases & free purchases abroad Reviewed on: 6th February 2017

Hassle Free, low fees and does everything you would want a credit card to do

Very easy to apply and get a credit card with Nationwide. It came through quickly and the process of transferring a balance was quick and simple. Reviewed on: 3rd February 2017

Very good

No problems with this credit card. Reviewed on: 27th January 2017

No issues

Yeah not bad. I would come again. Reviewed on: 24th January 2017

Reliable and Rewarding

Just to say I highly recommend my Nationwide Select Credit card as the associated staff are very competent and helpful in an emergency (such as when an unauthorised company tries to take recurring payments from said credit card account as happened to me recently), and they're always available via a free phone number. Reviewed on: 31st December 2016

Great 0% credit cards

Taken out two credit cards (wife & I), no interest on purchases for 12 months, keeping money I've spent on cards on Nationwide account (earning 5%). Easy way to make money!!! Reviewed on: 24th December 2016

Online scammed but computer said no

Out group account was broken into and fraudulent transactions were made but nationwide caught every single one before it hit our account, then informed us and deactivated our cards and gave us new ones. Cant sing their praises enough Reviewed on: 18th December 2016

Good for what it is

We use the nationwide card and doesn't seem too steep though I only really have for emergencies Reviewed on: 16th December 2016

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