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Nationwide: Credit card reviews

4.17
Based on 223 reviews, last reviewed 21st Jun 2026
160% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
61%
See only 4 star reviews
20%
See only 3 star reviews
4%
See only 2 star reviews
3%
See only 1 star reviews
11%

Latest highest rating:

5

Excellent Great interest rate easy to use Nationwide allways protect your purchase. Reviewed on: 21st June 2026
Lynn Morris's avatar
Lynn Morris

Latest lowest rating:

1

Arrogant man from the disputes team Arrogant man from the disputes team told me they couldn't look into my chargeback claim, gave a list of excuses culminating in my evidence not being g... Read more Reviewed on: 2nd March 2026
Fred Z's avatar
Fred Z

About this product

Nationwide’s purchase and balance transfer credit card offers 0% interest on all purchases and balance transfers for 15 months.

The 0% interest also applies to spending abroad. You can apply if you have a Nationwide current account, savings account or mortgage. You can’t apply if you already have a Nationwide credit card.

Nationwide credit card reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide Credit card reviews (223)

Review of the Nationwide, Credit card:

Good for using on holiday

4
Excellent exchange rates and charges for using abroad. Reviewed on: 11th April 2023

Very quickly provided me with a substantial credit limit increase to cover purchase of season ticket.

5
The card comes with various perks, but the one I like most is that I get charge free foreign currency (up to ten per cent of what I spend on the card.) Reviewed on: 7th February 2017

Select credit card

5
Fantastic product. cashback on all my purchases & free purchases abroad Reviewed on: 6th February 2017

Hassle Free, low fees and does everything you would want a credit card to do

4
Very easy to apply and get a credit card with Nationwide. It came through quickly and the process of transferring a balance was quick and simple. Reviewed on: 3rd February 2017

Very good

5
No problems with this credit card. Reviewed on: 27th January 2017

No issues

3
Yeah not bad. I would come again. Reviewed on: 24th January 2017

Reliable and Rewarding

4
Just to say I highly recommend my Nationwide Select Credit card as the associated staff are very competent and helpful in an emergency (such as when an unauthorised company tries to take recurring payments from said credit card account as happened to me recently), and they're always available via a free phone number. Reviewed on: 31st December 2016

Great 0% credit cards

5
Taken out two credit cards (wife & I), no interest on purchases for 12 months, keeping money I've spent on cards on Nationwide account (earning 5%). Easy way to make money!!! Reviewed on: 24th December 2016

Online scammed but computer said no

5
Out group account was broken into and fraudulent transactions were made but nationwide caught every single one before it hit our account, then informed us and deactivated our cards and gave us new ones. Cant sing their praises enough Reviewed on: 18th December 2016

Good for what it is

4
We use the nationwide card and doesn't seem too steep though I only really have for emergencies Reviewed on: 16th December 2016

Good, but...

4
They're good for pretty much anyting, but don't believe they are 'different' from any of the banks! Reviewed on: 15th December 2016

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