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Nationwide: Credit card reviews

View other Nationwide products
4.12
Based on 204 reviews, last reviewed 2nd Feb 2026
300% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
60%
See only 4 star reviews
22%
See only 3 star reviews
4%
See only 2 star reviews
3%
See only 1 star reviews
11%

Latest highest rating:

4

Nationwide it self is fine. Nationwide it self is fine. The only issue with their credit card is, there are no perks, like points, rewards, deals or discounts. Use your credit ca... Read more Reviewed on: 28th January 2026
MM's avatar
MM

Latest lowest rating:

1

Trying to get answers online is almost impossible an... Trying to get answers online is almost impossible and very stressful, I was eventually given a refund from a company I used with no help from nationwi... Read more Reviewed on: 2nd February 2026
Tommy Marks's avatar
Tommy Marks
Read all reviews See your review

About this product

Nationwide’s purchase and balance transfer credit card offers 0% interest on all purchases and balance transfers for 15 months.

The 0% interest also applies to spending abroad. You can apply if you have a Nationwide current account, savings account or mortgage. You can’t apply if you already have a Nationwide credit card.

Nationwide credit card reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide Credit card reviews (204)

Review of the Nationwide, Credit card:

Doesn't quite make my grade

3
It was good as a cashback card for a while.Then they cut the amount,not worth the hassle now. Reviewed on: 1st June 2019
john radburn's avatar
john radburn

Good bank

5
Verry good bank and you have all you need banking online credit card debit card all Reviewed on: 3rd April 2023
Andreea's avatar
Andreea

Poor service on credit cards

2
credits card sometimes dont scan on TFL services and its a recurring issue which isn't dealt with. It can be frustrating if im on-the-go and rushing for a bus and it doesn't work Reviewed on: 3rd April 2023
Damiann Akhboun's avatar
Damiann Akhboun

A human instead of a credit score.

5
I got my credit card with a high credit limit despite a fairly poor credit score and I was able to balance transfer a more expensive card and I now pay a really good APR and hope to end my debt much sooner as a result. So nice to be treated like a human being instead of a credit score. Reviewed on: 3rd April 2023
Diane 's avatar
Diane

Credit card

4
Does the job, good for spending abroad Reviewed on: 30th March 2023
Acollett's avatar
Acollett

Takes too long

4
When you have an issue with a purchase that goes wrong and you think you are covered because it cost more than £100 think again you might be drawing your pension by the time it's resolved one way or the other! Reviewed on: 28th March 2023
john radburn's avatar
john radburn

Awful bank

1
Nationwide reduced my credit limit without notifying me then advised me they will do nothing about it. Reviewed on: 23rd February 2023
Gary Martin's avatar
Gary Martin

Credit card

4
Application for the card was easy and customer service care is good Reviewed on: 16th February 2023
Simcoh's avatar
Simcoh

best bank

5
always helpful, always cheerful, always there when needed Reviewed on: 11th February 2023
Lynette Kelly's avatar
Lynette Kelly

Useful credit card I had for years

4
I’ve used this for years. It’s got several weeks to pay. An added bonus is there aren’t overseas transaction fees. Reviewed on: 8th February 2023
Martin Fodor 's avatar
Martin Fodor

Fab for spending abroad

5
Great card perfect for spending abroad with no fees. Reviewed on: 1st February 2023
sweetice53's avatar
sweetice53

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