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NatWest: Basic Account reviews

Name: Basic Account
Rating: 4.61 (2094 reviews)

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4.49

Based on 2,094 reviews, last reviewed 12th Apr 2025

2200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

78%

13%

Latest highest rating:

5

They do everything I need as a student They do everything I need as a student Reviewed on: 12th April 2025

Latest lowest rating:

2

Functional but Underwhelming I opened an account with NatWest when I first moved to the UK — not out of preference, but because I needed an account with a mainstream bank. Since t... Read more Reviewed on: 11th April 2025

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About this product

The NatWest Basic Current Account is a free account designed for everyday use. Account holders can benefit from a mobile banking app and 24/7 support. There are also overdraft options available.

There are a range of current accounts on the market designed for managing your everyday finances. What better way to understand which one’s right for you, than by hearing from existing customers? We collect NatWest Basic Current Account reviews to help you make an informed decision when choosing your new account.

Find out how long account holders have had their Basic Current Accounts with NatWest. Read about the main pros and cons of the account. Learn how responsive the customer service team is and how quickly customer issues are resolved. Read about the mobile banking app and the features it provides. Find out if existing customers would recommend the account to family and friends. Browse our NatWest Basic Current Account reviews to find the ones most useful to you.

If you have a Basic Current Account with NatWest, share your experience on Smart Money People. Tell us why you chose this account and how satisfied you’ve been so far. Is this your main bank account? If you use the mobile banking app, which features do you find the most useful? Don’t forget to include any experiences you’ve had with the customer service team. If you’ve had an overdraft on your account, tell us about your experience with it. Whether good or bad, write an honest NatWest Basic Current Account review today. Together, we can help people like you make better financial decisions.

NatWest Basic Account reviews (2094)

Review of the NatWest, Basic Account:

All good

Everything is good could do with being a littler simpler Reviewed on: 23rd February 2023

Best bank

Always helpful, no doubt about professionalism Reviewed on: 27th February 2025

not the best or worst

GREAT WHEN YOU HAVE MONEY NOT SO MUCH WHEN YOU HAVENT AND INTEREST/ EXCHANGE RATES ARE BAD Reviewed on: 26th February 2025

Solid current account

The account does everything you’d expect and I haven’t experienced any issues. Reviewed on: 26th February 2025

Very low interest rates, good app.

Very low interest rates, good app. Reviewed on: 26th February 2025

Highly recommended

"I've been with NatWest for quite some time now, and I couldn't be happier with the service. The online banking experience is incredibly user-friendly, making it easy to manage my finances on the go. The mobile app is intuitive and offers all the features I need, from checking balances to transferring money quickly. The customer service has been outstanding, with responsive and friendly support whenever I have any questions. They genuinely seem to care about their customers, and it’s clear that they prioritize security and convenience. The range of products they offer is impressive as well, from savings accounts to credit cards, and I’ve always found their terms to be competitive. The branch staff is also helpful and knowledgeable, and I appreciate the ease of access to both physical and digital banking. Overall, NatWest has been a reliable and trustworthy partner in my financial journey. I highly recommend their services to anyone looking for a solid, efficient banking experience." Reviewed on: 26th February 2025

O.K. But very basic account

O.K. But very basic account with little added value or extras. Statements could be clearer and bolder, particularly for the visually disadvantaged and hard to see. Reviewed on: 26th February 2025

Nat.west. always on the case in the nicest way

Nat.west. have always looked after my account. Recently I wanted to transfer a large amount from my account the move was blocked followed by a pleasant security call to confirm that I was happy and not being forced or scammed the transaction was completed, just the latest compliment I can give. Reviewed on: 26th February 2025

On line and app both easy to use and assistance in b...

On line and app both easy to use and assistance in branch when needed Reviewed on: 26th February 2025

My Nat West account .

Love my Nat West account I have the app on my phone its good for checking my outgoings and incomings on the go and I love the alerts Nat West send me and it's got good security features Reviewed on: 26th February 2025

Had a win fall and an inheritance, found the NatWest...

Had a win fall and an inheritance, found the NatWest offered a choice of services which I perused and made a decision to invest money. Reviewed on: 26th February 2025

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