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NatWest: Reward Platinum Account reviews

4.77
Based on 447 reviews, last reviewed 19th Feb 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
8%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Includes the forgotten needs - travel insurance, bre... Includes the forgotten needs - travel insurance, breakdown cover, mobile phone insurance Reviewed on: 19th February 2026
Goughy's avatar
Goughy

Latest lowest rating:

1

Non existent service Have been a customer for over 20 years However the service you may now expect from such a well known brand is Non existent both on line & in branch. T... Read more Reviewed on: 15th April 2024
profiledbyage's avatar
profiledbyage

About this product

The NatWest Reward Platinum account is for existing current account holders.

There’s a monthly fee for the Reward Platinum account. You get mobile insurance, breakdown cover, travel insurance and other benefits as an account holder. There are no non-sterling transaction fees when you buy with your debit card abroad.

NatWest Reward Platinum account reviews help you find out what it’s really like to be a customer. If you’ve used NatWest before, you can also leave a review and share your experience.

NatWest Reward Platinum Account reviews (447)

Review of the NatWest, Reward Platinum Account:

Some good benefits but not much savings

4
Some good benefits (especially the travel insurance and phone insurance) but could be more I think as the cost-saving narrows with every price increase. Reviewed on: 26th February 2025

Platinum rewards

5
Nice to have all the extras like holiday insurance and breakdown all in one easy place Reviewed on: 15th March 2023

A great account with great features!

5
Perfect for my needs, great rewards & well worth doing! Reviewed on: 15th March 2023

Excellent service

5
Helpful tips & benefits and straightforward to use and apply for added services Reviewed on: 14th March 2023

Best bank

5
NatWest online banking and app are easy to use, and understand. Staff in branch and support centres are also patient, helpful and understanding. Reviewed on: 13th March 2023

Great Extras

4
Really useful to have breakdown cover with the AA as part of the package Reviewed on: 12th March 2023

Excellent , easy to use

5
Have used almost all the products , easy app to navigate , excellent service Reviewed on: 11th March 2023

Brilliant account with so many benefits

5
Reward Platinum gives so much more. Cash rewards on standing order spending.. free car breakdown cover and travel insurance.. free overdraft facility and much much more and that is why I have been a customer of Nat West for over 40 years! Reviewed on: 11th March 2023

Greatest bank

5
Everything one could need and more Reviewed on: 11th March 2023

Fabulous

5
I’m not up with the technology but I find NatWest online banking so easy to use and I will be forever grateful Reviewed on: 11th March 2023

A go-to

5
I have been banking with NatWest for 6 years, I only had good experience, their products are great and app is easy to use Reviewed on: 10th March 2023

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