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NFU Mutual: Home Insurance reviews

4.30
Based on 63 reviews, last reviewed 10th Oct 2024
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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76%
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2%
3 star
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3%
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19%

Latest highest rating:

5

Great CS Been with them over 35 years and have always got the support you require if things go wrong. Reviewed on: 10th October 2024
Terry Hanvey's avatar
Terry Hanvey

Latest lowest rating:

1

You have to fight for years to get a proper payout from them after 50 years of being a loyal customer. Dreadful company with even worse loss adjusters It’s a long fight to get a proper payout . Dreadful company with even worse loss adjusters. Reviewed on: 22nd August 2023
Michael evans's avatar
Michael evans

About this product

Finding the right insurance provider can be difficult with so many on the market. A great way to gain valuable insight into an insurer is reading customer reviews. We collect NFU Mutual home insurance reviews to help you make an informed decision when choosing your new provider.

NFU Mutual offers Home & Lifestyle insurance, with an extensive list of benefits and additional extras available. For high value homes and contents, NFU Mutual offers bespoke home in
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NFU Mutual Home Insurance reviews (63)

Review of the NFU Mutual, Home Insurance:

Update RRP midway through your policy

1
NFU have made me pay the increase in RRP on a watch I had stolen even though the increase occurred midway though my policy. Even their own brokers say this is incorrect but despite complaining they are refusing to refund me. I’ve also been waiting 13 weeks for my replacement watch because they won’t source it from a reputable reseller, only the manufacturer! Really bad service and underhand tactics. Reviewed on: 6th November 2021

Waste of money!!!

1
We took a building and contents insurance thinking NFU was the best!! How wrong was I?? We bought an old manse so wanted to have it fully insured. After suffering a lot of damage during storm Arwin. We had exterior walls down and around 9 trees. The direction of the storm was very clear. The chimney in the direction of the storm damage came down during the storm. It’s taken over a year to get them to pay to have it repaired. A so called surveyor came from Crawford and co came t... Reviewed on: 6th January 2023

Good home insurance company.

5
The policy is very comprehensive and good value for the cost. Reviewed on: 28th September 2022

Tried to speak but RUDE person on line "like a long playing record"

1
Have just 'phoned re increase of 26% on last years premium, the person I spoke to appeared to read a script without taking a breath, when I spoke she continued to speak over me, this is what NFU state as personal service there to help!!! Inflation at 9% yet premium increased by 26% In sixty years I have never had a home insurance claim. Anyone reading this any suggestions for another company? Reviewed on: 4th August 2022

NFU understands customer needs

5
I have used other insurance companies but found over the last 4 years that NFU tailor quotes to individual needs which makes for good interactions between supplier and client. Reviewed on: 18th July 2022

NFU and its Legal Insurance Comapny DAS Criminal Organisations

1
I have now gone to FOS with my complaint about these two Criminal Organisations and the Crooked Solicitor Jackson Boyd in Glasgow that DAS use to defeat your claim. This was a Legal Expenses Claim. I have made a complaint about the refusal of my claim by DAS, I have gone to the FOS. I advise people that have had their claim refused by NFU or DAS to go to the FOS about their refusal of your claim, Remember NFU and DAS are Criminal Organisations out to refuse your claim, NFU took ... Reviewed on: 18th June 2022

Absolutely horrific

2
Expeled for having a disability an questioning the disgusting culture of discrimination. They are also being sued by a huge number of members for systematic brech of contact. The senior executives and directors oversee a disgusting culture and the business is a deplorable mess. Reviewed on: 3rd June 2022

Corruption and Fraud

1
NFU us a corrupt company called DAS to process its legal expenses claims, I had to go to the FOS years ago and got compensation about another complaint against DAS, NFU Police states cover for use in connection with the insured driving or the use of a vehicle in the Policy, DAS and Jackson Boyd Solicitors in Scotland stated I was not covered for an alleged offence that I allegedly committed, which I have evidence from Dash Cameras that never happened, and this was in connection ... Reviewed on: 17th May 2022

Complete farce

1
This company is a complete farce and defends cowboys against honest claims Reviewed on: 29th March 2022

Theiving robbers with no customer service whatsoever charging £700 for insurance available for under £120

1
I have had insurance with the Thirsk branch of this company for some years. On checking my policy I found that although telling them that all my insurances need to be paid by yearly direct debit this had not been acted on. I was told by two women on the phone that it was not possible to pay for anything by yearly direct. What a load of rubbish. They were rude with no customer service whatsoever who constantly talked over you and could not give a yes or no answer to anything. Thi... Reviewed on: 11th March 2022

Excellence

5
We have been with NFU for over 5 years now for both home and buildings insurance. They are back far the best insurers we have dealt with. We have made claims in the past for both buildings and home insurance. They have never quibbled or challenged our claims, only asked for reasonable Information to process the claims. And the best customer service we’ve experienced from an insurance company. Absolutely recommend them every time. Reviewed on: 12th September 2021

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