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PayPal: PayPal Credit reviews

4.91
Based on 49,299 reviews, last reviewed 30th May 2025
1703900% increase in 5 star reviews
in the past 90 days
1267% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

In the event of a claim they are helpful and act pre... In the event of a claim they are helpful and act pretty fast to resolve issues. Reviewed on: 30th May 2025
Ashley G's avatar
Ashley G

Latest lowest rating:

1

It’s a very frustrating experience. It’s a very frustrating experience. My monthly payment often bounces despite me having the money in my card and I then pay payment failure fees. They ... Read more Reviewed on: 29th May 2025
RM's avatar
RM

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (49299)

Review of the PayPal, PayPal Credit:

The pay in 3 option

5
The pay in 3 option that they give has provided me with multiple options to purchase items I've needed for my home with the ability to spread the cost at an interest free rate Reviewed on: 13th June 2024

In the event of a claim they are helpful and act pre...

5
In the event of a claim they are helpful and act pretty fast to resolve issues. Reviewed on: 30th May 2025

Whenever I need to make additional purchases, PayPal...

5
Whenever I need to make additional purchases, PayPal is irreplaceable. Reviewed on: 30th May 2025

What is there to say because PayPal is an excellent...

5
What is there to say because PayPal is an excellent bank Reviewed on: 30th May 2025

Never a bad experience!

5
Never a bad experience. Always quick and easy to use and definitely safe and reliable. easy to track what’s been spent and the addition of the credit section is a fantastic addition. It’s helped me greatly! Reviewed on: 30th May 2025

Its was wonderful and everything easy

5
Its was wonderful and everything easy Reviewed on: 30th May 2025

Good for paying friends and for services, and the cu...

5
Good for paying friends and for services, and the customer service is always fast and helpful, especially when dealing with non delivered items or scams. Reviewed on: 30th May 2025

Easy and Helpful Way to Pay

5
PayPal Credit has made managing my purchases so much easier with flexible payment options. It’s simple to use, offers quick approvals, and gives me peace of mind when shopping online. Highly recommend for convenient financing! Reviewed on: 30th May 2025

Smooth and fast payments.

5
Smooth and fast payments. No waiting or cancelled payments. Fast processing. Reviewed on: 30th May 2025

I believe PayPal are good because they give you noti...

5
I believe PayPal are good because they give you notice on payments and update you. I’ve had a PayPal account for 4 years and had no issues. Reviewed on: 30th May 2025

Very easy to set up and manage, and the interest rat...

5
Very easy to set up and manage, and the interest rate is very competitive. Reviewed on: 30th May 2025

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