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PayPal: PayPal Credit reviews

4.91
Based on 50,633 reviews, last reviewed 12th Jun 2025
1826800% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
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6%
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1%
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0%
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Latest highest rating:

4

PayPal Credit, for those larger purchases. I like to have the option to utilise PayPal Credit for some of those larger purchases, 0% interest for a certain period is a plus too. Reviewed on: 12th June 2025
David M's avatar
David M

Latest lowest rating:

1

Strangely close people accounts any reason Strangely close people accounts without any reason Reviewed on: 12th June 2025
Saurabh A's avatar
Saurabh A

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50634)

Review of the PayPal, PayPal Credit:

PayPal credit gives you interest free credit for fou...

5
PayPal credit gives you interest free credit for four months on purchases over £100 which helps spread the costs without adding interest costs to your purchases. It is also excepted in many businesses for payment and is very easy and secure to use. Reviewed on: 26th May 2025

PayPal credit does exactly what it says on the tin.

5
PayPal credit does exactly what it says on the tin. Love the 4-month interest free option for purchases >£99. I have used that option many time. Works very well when paired with Curve. Reviewed on: 12th June 2025

PayPal Credit, for those larger purchases.

4
I like to have the option to utilise PayPal Credit for some of those larger purchases, 0% interest for a certain period is a plus too. Reviewed on: 12th June 2025

Easy to navigate website - simple procedure to get P...

4
Easy to navigate website - simple procedure to get PayPal credit set up Reviewed on: 12th June 2025

Really good experience, easy transaction, no issies...

5
Really good experience, easy transaction, no issies at all Reviewed on: 12th June 2025

I am particularly impressed with the funding options...

5
I am particularly impressed with the funding options that are offered as well as the pay back options and interest rate applicable. Reviewed on: 12th June 2025

Flexible, very easy to apply.

5
Flexible, very easy to apply. 4 months interest free credit helps the customers to plan and budget the repayment. Very happy with the service generally Reviewed on: 12th June 2025

Fast, simple and easy to use .

5
Fast, simple and easy to use . I recommend it Reviewed on: 12th June 2025

Best help

5
Useful Help when I need and a convenient time to payback Reviewed on: 12th June 2025

Smooth Ride with PayPal Credit

5
Initially I was struggling to get PayPal Credit but as soon as I qualified everything went through smoothly Reviewed on: 12th June 2025

Never had an issue with PayPal.

5
Never had an issue with PayPal. All my transactions have been troublé free so far Reviewed on: 12th June 2025

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