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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50191 reviews)

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4.91

Based on 50,190 reviews, last reviewed 3rd Jun 2025

1786700% increase in 5 star reviews

in the past 90 days

1400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

fair experience not bad to use things are clear to use and they're fair should a payment have a technical issue and not go through straight Reviewed on: 3rd June 2025

Latest lowest rating:

1

I had a very bad experience as they suddenly stopped... I had a very bad experience as they suddenly stopped my 3 payment plan without an obvious reason and when I contacted them about it they said we don't... Read more Reviewed on: 2nd June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50191)

Review of the PayPal, PayPal Credit:

So easy to get set up and use.

So easy to get set up and use. Having PayPal credit has helped me so much Reviewed on: 8th June 2024

Good service, always helpful when goods don’t arrive.

Good service, always helpful when goods don’t arrive. Reviewed on: 2nd June 2025

Excellent service all round.

Excellent service all round. Never had any issues in all the years of using this service. Reviewed on: 2nd June 2025

I have been relaying in paypal credit for a long tim...

I have been relaying in paypal credit for a long time time. It make birthdays, christmases and holidays stress free. I dont know what I would do of I didnt have it. Credit limit os high as well so I can make expensive purchases and either pay monthly or get 4 months interest free. I would 100% recommend it to anyone. I always tell my friend and family how good it is. Thank you PayPal, Im super grateful you allow me to use it. Reviewed on: 2nd June 2025

It's a good service.

It is a good service to be able to spread the cost rather than having to apply for a credit card. I like the flexibility. Reviewed on: 2nd June 2025

Flexible and very easy to use.

Flexible and very easy to use. Widely accepted which is great. Reviewed on: 2nd June 2025

It's great to be able to use PayPal credit especiall...

It's great to be able to use PayPal credit especially if you have a problem with any of the transactions I recently had a problem with a company selling an item that in no way matched the advert for it I raised a dispute about it and I was refunded the money I'd paid it wasn't a huge amount and if I'd used a credit card for the purchase because of the small value involved they wouldn't have done anything but it doesn't matter what amount is involved PayPal will always look into a dispute Reviewed on: 2nd June 2025

Fantastic, I use it for everything, pay, send money...

Fantastic, I use it for everything, pay, send money to friends, in UK or italy, easy to use, safe. Reviewed on: 2nd June 2025

It is good to know about PayPal credit for emergency...

It is good to know about PayPal credit for emergency spending. But …. I never thought it is so high fees for standing amazing to pay back. So now I try do not use credit just pay all back. But, like I said, it is good to “have” some amount of take for emergency. Reviewed on: 2nd June 2025

Thoroughly trust PayPal great if you have any problems

Thoroughly trust PayPal great if you have any problems Reviewed on: 2nd June 2025

A little confusing

Repayment of the credit and interest isn’t as simple as other places. Reviewed on: 2nd June 2025

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