Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 137,066 reviews, last reviewed 12th Jun 2026
3967750% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and Secure I've been really happy with my experience using PayPal Credit. It's simple to use, secure, and makes managing purchases easy. I like knowing that my p... Read more Reviewed on: 12th June 2026
JP's avatar
JP

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026
Charlie P's avatar
Charlie P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (137066)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always hassle free and easy to use

5
Always hassle free and easy to use Reviewed on: 9th June 2026

Happy with the service

5
It’s very easy to use, you can use almost anywhere, it’s great. Reviewed on: 9th June 2026

Best option of credit.

5
Best option of credit. Excellent customer service if needed. Reviewed on: 9th June 2026

Easy to make payments

5
They have a dedicated customer service team Reviewed on: 9th June 2026

Easy fast and professional !

5
Easy fast and professional ! Everting manageable from the app wherever you are! Reviewed on: 9th June 2026

Preferred payment method

5
Pay in 3 very useful. App is very easy and clear. Call centre friendly and helpful Reviewed on: 9th June 2026

I've purchased a few items now via PayPal credit and...

5
I've purchased a few items now via PayPal credit and it's saved me paying all upfront perfect. Reviewed on: 9th June 2026

Very easy to use app and very informative.

5
Very easy to use app and very informative. you can easily see your different accounts. I am never shocked at the end of the month as I know exactly what’s going on with my money. Reviewed on: 9th June 2026

Great Consumer Credit Service

5
PayPal is a reliable and easy managed credit consumer service providing various payment options to suit your needs and if there are any issues, the customer service team are quick to resolve. Reviewed on: 9th June 2026

Excellent app, service and payment options

5
Great options for payment, easy to use app, debit and credit cards work well. Good service Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 68853 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3747 reviews
    PayPal
  • Credit card

    from PayPal 4.71 from 97 reviews
    PayPal
    View all products