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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (137116 reviews)

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4.73

Based on 137,116 reviews, last reviewed 13th Jun 2026

3970050% increase in 5 star reviews

in the past 90 days

11050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great financial facility with months to settle with... Great financial facility with months to settle with 0% interest rate Reviewed on: 13th June 2026

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (137116)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Excellent, safe, easy nd user friendly

Excellent, safe, easy nd user friendly Reviewed on: 9th June 2026

Paypal is easy to use, have no hidden rates and alwa...

Paypal is easy to use, have no hidden rates and always have an easy way go contact. I have used paypal for 6 years and have never had any issues. I would strongly recommend friends to use paypal for credit, and for sending money to friends Reviewed on: 9th June 2026

always been good and proactive.

always been good and proactive. very easy to get in touch when there is a problem and very easy to resolve. Reviewed on: 9th June 2026

A better alternative to old fashioned banks

A better alternative to old fashioned banks Reviewed on: 9th June 2026

Great options for spreading cost

PayPal is one of the best things I've used for options in ways to pay, the pay in 3 and buy now pay later always come in so handy Reviewed on: 9th June 2026

Good service easy to use and safe

Good service easy to use and safe Reviewed on: 9th June 2026

3 or spread the cost quick and easy to un...

Can pay in 3 or spread the cost quick and easy to understand and lets you know when payment are due Reviewed on: 9th June 2026

Long time customer

Using PayPal credit for a long time, allowed me to book holidays and pay for goods in convenient instalments Reviewed on: 9th June 2026

So simple to use, clear information shown on the app...

So simple to use, clear information shown on the app for spending and payments. Excellent customer service. Reviewed on: 9th June 2026

Excellent

I have been using PayPal for 14 years and I’ve not had a single problem. Reviewed on: 9th June 2026

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