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PayPal: PayPal Credit reviews

4.73
Based on 140,279 reviews, last reviewed 16th Jun 2026
4114200% increase in 5 star reviews
in the past 90 days
11650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I like using PayPal for most of my online shopping i... I like using PayPal for most of my online shopping it’s simple and easy to use and I feel safe paying with paypal Reviewed on: 16th June 2026
john c's avatar
john c

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026
Nathan J's avatar
Nathan J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (140279)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I love feeling secure using paypal.

4
I love feeling secure using paypal. I terest rates are too high though Reviewed on: 9th June 2026

Very good and reliable never had any issues with it...

5
Very good and reliable never had any issues with it at all Reviewed on: 9th June 2026

Easy to use, simple statements that are clear

5
Easy to use, simple statements that are clear Reviewed on: 9th June 2026

Paypal s accessible anytime you need it.

5
Paypal s accessible anytime you need it..Costumer service is excellent.It is so easy to pay online Reviewed on: 9th June 2026

Great & reliable

5
“PayPal is brilliant — always easy to use, payments go through instantly, and the balance updates straight away. Transfers to my bank are reliable and arrive within a few days. Great service I trust every time.” Reviewed on: 9th June 2026

Apart from paypal plus.

5
Apart from the debit card. PayPal plus. I feel it is safe and easy to use. I have have problems with plus not putting thing through on the credit. But taking the full amount 3 days later Reviewed on: 9th June 2026

Game changer

5
Been using PayPal for around 20 years now, and it has been a game changer. Reviewed on: 9th June 2026

I find PayPal a safe on line way of securing payment...

5
I find PayPal a safe on line way of securing payment Always use PayPal for every payment Reviewed on: 9th June 2026

I've never had any problems with paypal and anytime...

5
I've never had any problems with paypal and anytime I have needed to get intouch for any reason I have found it very helpfull and easy to use Reviewed on: 9th June 2026

Using Paypal

5
Easy to use & customer friendly Service Reviewed on: 9th June 2026

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