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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140670 reviews)

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4.73

Based on 140,670 reviews, last reviewed 16th Jun 2026

4131450% increase in 5 star reviews

in the past 90 days

11700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit availability. Great credit availability. Interesting free payments convenient to customers. Reviewed on: 16th June 2026

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (140670)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I think it’s a good service but sometimes it can be...

I think it’s a good service but sometimes it can be really difficult to explain your point to people when English is not there 1st language Reviewed on: 9th June 2026

Amazing, when communicating on the phone problems al...

Amazing, when communicating on the phone problems always get resolved Reviewed on: 9th June 2026

Customer service is excellent.

Customer service is excellent. They go out of there way to be helpful. Any problems are sorted quickly. Reviewed on: 9th June 2026

Brilliant

Everything is quick and easy, from buying to making a payment Reviewed on: 9th June 2026

Very useful and comes in handy when you haven’t budg...

Very useful and comes in handy when you haven’t budgeted properly. Reviewed on: 9th June 2026

5 Star service.

Never had a problem with PayPal it's self but with sellers and PayPal sorted it out and got me a refund so 5 star service. Reviewed on: 9th June 2026

No issues, works simply and instantly.

No issues, works simply and instantly. All clear on the app Reviewed on: 9th June 2026

PayPal makes it easy to manage your finances, they a...

PayPal makes it easy to manage your finances, they are easy to use and their customer service is excellent. Their rates are reasonable. Reviewed on: 9th June 2026

Interest Free Credit..... if used wisely.

Excellent value, Great way to use a credit card without paying interest, I am able to produce a four month budget to pay off the credit balance. I have done this many times and have yet to pay a penny of interest. Reviewed on: 9th June 2026

Very reliable company and a pleasure to use

Very reliable company and a pleasure to use Reviewed on: 9th June 2026

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