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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140352 reviews)

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4.73

Based on 140,352 reviews, last reviewed 16th Jun 2026

4117200% increase in 5 star reviews

in the past 90 days

11650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Very handy to use and pay on line Very handy to use and pay on line Reviewed on: 16th June 2026

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (140352)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Brilliant bit of kit PayPal, used it for years!

Used PayPal for years - been a blessing, 4 months interest free on purchases is the bees knees and it gives me that bit extra time to get the things we need/want. I have called up a few times as well and always had good customer service and they genuinely will help you if it’s in their remit, thanks PayPal. Reviewed on: 9th June 2026

I use PayPal for most of my online purchases as the...

I use PayPal for most of my online purchases as the buyer protections and pay in 3 options are so appealing. I would recommend using it for the same. Reviewed on: 9th June 2026

Excellent service it allows me to purchase large val...

Excellent service it allows me to purchase large value items and pay in equal amounts very convient. Reviewed on: 9th June 2026

An essential part of my financial life

I've been using PayPal since I can remember. It's a wonderful tool to receive money from my small business, and very convenient way to make payments. It's an essential part of my financial life. Reviewed on: 9th June 2026

4 months to pay for things without any interest

4 months to pay for things without any interest Reviewed on: 9th June 2026

So convenient and accessible.

So convenient and accessible. Makes my budgeting simple and I can plan ahead without the anxiety of waiting for pay day. Reviewed on: 9th June 2026

Very easy to use any issues can contact customer ser...

Very easy to use any issues can contact customer service easily would recommend Reviewed on: 9th June 2026

Brilliant !

I have used PayPal for years and it's so easy to use . There are so many more businesses that you can use it with . I use it for Christmas and birthday shopping and buying the more expensive items for my home. Reviewed on: 9th June 2026

when i needed to purchase something before my pensio...

when i needed to purchase something before my pension hit my account i was able to use the credit i have and do the purchase i was able then to repair the lock on the garage next day Reviewed on: 9th June 2026

Good usage, no heavy credit checks.

Good usage, no heavy credit checks. Easy and stress free Reviewed on: 9th June 2026

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