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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140670 reviews)

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4.73

Based on 140,670 reviews, last reviewed 16th Jun 2026

4131450% increase in 5 star reviews

in the past 90 days

11700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit availability. Great credit availability. Interesting free payments convenient to customers. Reviewed on: 16th June 2026

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (140670)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal. Credit helped improve my credit score

Initially my credit score was poor and using PayPal credit has meant I’ve recovered mine Reviewed on: 9th June 2026

Just a great service great

Just a great service easy to use and great support Reviewed on: 9th June 2026

So easy to use , and with so many great rewards.

So easy to use , and with so many great rewards. ! Reviewed on: 9th June 2026

Wonderful credit provider, very genuine and reasonable.

Wonderful credit provider, very genuine and reasonable. Easy to use. The PayPal Credit options are available on many websites which also helps as I can use it more conveniently when I want to buy something. Reviewed on: 9th June 2026

Extremely easy to use, good customer service.

Extremely easy to use, good customer service. Has made my shopping experience easier. At least we have a monet protection Reviewed on: 9th June 2026

Super simple

Easy to set up, access and pay. Even better now that you can have a physical card. PayPal is widely accepted and have multiple 0% options - eg pay in 3 months, 0% for 6 months etc to access when making purchases. Reviewed on: 9th June 2026

It's been used for purchases can't complain

It's been used for purchases can't complain Reviewed on: 9th June 2026

Pay pal credit excellent

Very good process and very easy to use Reviewed on: 9th June 2026

Number 1 safe and reliable payment method!!!

Hello, I find PayPal and PayPal Credit extremely helpful and reliable services. Never had a problem and using these services is always easy and efficient. I always recommend these services to all my friends and acquaintances! Keep up the good work!!! Reviewed on: 9th June 2026

Excellent service, with complete piece of mind

Excellent service, keeps you informed in plenty of time for upcoming payments. Using PayPal credit allows me time to spread the payment of bigger purchase whilst giving piece of mind with security and PayPal guarantee. Reviewed on: 9th June 2026

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