Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144317 reviews)

View other PayPal products

4.73

Based on 144,317 reviews, last reviewed 22nd Jun 2026

4297500% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s easy to use, hassle free and convenient. It’s easy to use, hassle free and convenient. Reviewed on: 22nd June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144317)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very easy to use App, web platform is also very well...

Very easy to use App, web platform is also very well laid out making it easy to pay off your balance anytime. Reviewed on: 10th June 2026

PayPal credit and the debt card are great features,...

PayPal credit and the debt card are great features, it’s much preferred option. Reviewed on: 10th June 2026

Reliable source of payment connect to different 3rd...

Reliable source of payment connect to different 3rd parties Reviewed on: 10th June 2026

Direct debit payments don't come off your bank balan...

Direct debit payments don't come off your bank balance straight away so makes it easy to think its been paid when in fact it will take days to show meaning me getting a late payment fee when the money should have been taken at the time of the dd is due Reviewed on: 10th June 2026

Always really fast customer service.

Always really fast customer service. Issues get solved in minutes. Reviewed on: 10th June 2026

Easy to set up credit account - 4 month interest fre...

Easy to set up credit account - 4 month interest free is a real benefit Reviewed on: 10th June 2026

Simple and straight forward

Simple and straight forward whenever i want to use it Reviewed on: 10th June 2026

PayPal Truly Helps Retired People on Pensions

As a retired person with a small pension PayPal is invaluable to me for the 4 months to pay credit, without interest. Others I have give 54 days! ... or less, which simply doesn't work for grand children's birthdays and seasonal festivals. Plus sudden expenses with the car or house. Basically, in-short PAYPAY IS EXTREMELY HELPFUL. Reviewed on: 10th June 2026

Smooth, faster and protected transactions

Smooth, faster and protected transactions Reviewed on: 10th June 2026

One of the best and easy to use!

I have been with PayPal for years now and they have always been good. So easy to use and so many options to pay for items. Pay in 3 or spread out the amount and you also earn points which is an added bonus when I use them anyway. Reviewed on: 10th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Payments
from PayPal 4.71 from 3756 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 75033 reviews
Payments
from PayPal 4.71 from 3756 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub