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PayPal: PayPal Credit reviews

4.73
Based on 144,784 reviews, last reviewed 23rd Jun 2026
4318750% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Customer service and support is great. Customer service and support is great. Reviewed on: 23rd June 2026
Sandy 's avatar
Sandy

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144792)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It is amazing how Paypal offers credit which makes t...

5
It is amazing how Paypal offers credit which makes the experience well rounded. Reviewed on: 10th June 2026

5 Stars for customer service

5
Very quick procedure once applied for card . Arrived on Time . Excellent Service all round. Highly Recommend to others .5 s Reviewed on: 10th June 2026

Better then Granny

5
I’ve had a great experience using PayPal Credit. The application process was simple, and it has made managing purchases much more convenient. I appreciate the flexibility it offers, especially for larger purchases, and the PayPal platform is always easy to use and secure. Customer service has been helpful whenever I’ve needed assistance, and I like being able to keep track of everything in one place. Overall, PayPal Credit has been a reliable financial tool that provides peace of mind and added convenience when shopping online. I would definitely recommend PayPal Credit to anyone looking for a trusted and user-friendly payment solution. Reviewed on: 10th June 2026

Is nice and easy with PayPal value for money you can...

5
Is nice and easy with PayPal value for money you can shop with PayPal anywhere in the UK even in abroad Well recommended. Reviewed on: 10th June 2026

Simple to apply, easy to use

5
Simple to apply for, easy to use. Spreading cost over 4 months with interest free is great. Reviewed on: 10th June 2026

Great I love PayPal credit It's simple and really ea...

5
Great I love PayPal credit It's simple and really easy to use Reviewed on: 10th June 2026

Always protect me and easy to use

5
Always protect me and easy to use Reviewed on: 10th June 2026

Always had a good experience and help when I've made...

5
Always had a good experience and help when I've made enquiries Reviewed on: 10th June 2026

Perfect service

5
Has helped me so so.much when in a tight spot for groceries etc Reviewed on: 10th June 2026

Easy to use and understand, convenient and clear

4
Easy to use and understand, convenient and clear Reviewed on: 10th June 2026

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