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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144055 reviews)

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4.73

Based on 144,056 reviews, last reviewed 21st Jun 2026

4285700% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use. Easy to use. User freindly. Really good and very versatile Reviewed on: 21st June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144056)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I love it

I have used PayPal credit for years and I love it, it’s so helpful for when I purchase things over £99 to get up to 4 months interest free to pay it off, it also gives security with purchases which is one of the reasons I use it all the time Reviewed on: 10th June 2026

Always excellent service, a trusted and high quality...

Always excellent service, a trusted and high quality standards. Reviewed on: 10th June 2026

PAYPAL. THERE WHEN YOU NEED IT.

PAYPAL WORKS WELL FOR ME ON SEVERAL LEVELS. IF I SPOT A BARGAIN, I CAN USE EITHER PAYPAL TO EITHER PAY IN 3 MAKING IT SO MUCH EASIER OR ADD TO MY PAYPAL CREDIT ACCOUNT. THIS MEANS I DON'T MISS A BARGAIN AND CAN BUDGET FOR BIRTHDAYS, CHRISTMAS ETC. Reviewed on: 10th June 2026

Good credit option

Simple, good value for money, happy with their system Reviewed on: 10th June 2026

Easy to use, innovative, simple app and I can see wh...

Easy to use, innovative, simple app and I can see where I stand financially Reviewed on: 10th June 2026

Trustworthy with great products

Always been fab. Like their products. Trustworthy Reviewed on: 10th June 2026

PayPal is the easiest service for buying and sending...

PayPal is the easiest service for buying and sending money to friends and family. The customer service is excellent. I never regret their service since I started using PayPal in 2004. Reviewed on: 10th June 2026

Never had any issues using PayPal

Never had any issues using PayPal Reviewed on: 10th June 2026

PayPal is an easy to use and manage platform.

PayPal is an easy to use and manage platform. Its new points system is an added benefit, which has been very welcomed. It is useful to have options to spread payments using their, pay in three and interest free flexible payment options. Reviewed on: 10th June 2026

Payment terms are great and no interest for 4 months...

Payment terms are great and no interest for 4 months on items over £100 is very helpful. Reviewed on: 10th June 2026

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