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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144147 reviews)

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4.73

Based on 144,147 reviews, last reviewed 21st Jun 2026

4289950% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve never had a bad experience with them! I’ve never had a bad experience with them! They always help when there’s an issue. Very easy to use. Reviewed on: 21st June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144147)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to apply and convenient to use

I found PayPal Credit very convenient to use. The application process was quick and easy and I received a decision without any hassle. The information in the PayPal app is clear and straightforward making it easy to keep track of my balance, payments and account details. Overall it's been a simple and user friendly way to manage purchases. Reviewed on: 10th June 2026

Swift service

Swift service, very clear menu in the app Reviewed on: 10th June 2026

It’s handy and efficient.

It’s handy and efficient. Able to use on most websites and easy repayment options and plans Reviewed on: 10th June 2026

Really useful to help me when im struggling

Really useful to help me when im struggling Reviewed on: 10th June 2026

I’ve been using PayPal for several years, and it has...

I’ve been using PayPal for several years, and it has consistently provided a fast, secure, and reliable way to send and receive money. The platform is easy to use, transactions are processed quickly, and I appreciate the added layer of buyer and seller protection. Linking bank accounts and cards is straightforward, and the mobile app makes managing payments convenient from anywhere. Customer support has been helpful whenever I’ve needed assistance, and I trust PayPal for both personal and online business transactions. Overall, it’s an excellent payment service that offers convenience, security, and peace of mind. Highly recommended! Reviewed on: 10th June 2026

Really good and easy to get credit

Really good and easy to get credit Reviewed on: 10th June 2026

Good credit payment terms.

Good credit payment terms. Good payment protection Reviewed on: 10th June 2026

Excellent experience

I have. Consistently had a superb experience with PayPal. If there is an issue with products purchased they help out swiftly. Absolutely great to work with PayPal. Reviewed on: 10th June 2026

I needed to purchase parts for my car in order to be...

I needed to purchase parts for my car in order to be able to drive to work, I wouldn't have been able to if I couldn't pay for them with Paypals pay in 3. From there on I have used Paypal to spread the cost and if I pay in time then I don't even pay any interest Reviewed on: 10th June 2026

I feel protected

I order/purchase this way as I feel protected and have a piece of mind with all the security. Reviewed on: 10th June 2026

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