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PayPal: PayPal Credit reviews

4.73
Based on 145,703 reviews, last reviewed 28th Jun 2026
4360650% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026
Lorraine B's avatar
Lorraine B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145718)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Brilliant service, absolutely love it , sorted many...

5
Brilliant service, absolutely love it , sorted many financial issues for me Reviewed on: 11th June 2026

Safe and easy to use!

5
Safe and easy to use! If you have any issues, you know PayPal has your back! Reviewed on: 11th June 2026

Excellent always the best experience safe, secure an...

5
Excellent always the best experience safe, secure and reliable service. Reviewed on: 11th June 2026

Easy to use, always Wrks where ever you step

5
Easy to use, always Wrks where ever you step Reviewed on: 11th June 2026

It is easy and quick.

5
It is easy and quick. I love PayPal and I am with them for years now and will never use anyone else Reviewed on: 11th June 2026

Great service

5
Easy to understand and use, lots of payment options available Reviewed on: 11th June 2026

Never had any issues since I started using Paypal

5
Never had any issues since I started using Paypal about 10 years ago. I am very happy with their services. Reviewed on: 11th June 2026

Very satisfied.

5
Very satisfied.. Always can get a support when needed. Reviewed on: 11th June 2026

Always quick easy and protected always good to pay t...

5
Always quick easy and protected always good to pay through this trusted company Reviewed on: 11th June 2026

My go to method of paying.

5
I have been using PayPal now for many years, it's my go to payment method when offered by sellers etc. It's easy to navigate the site and keep a check on your activity. The PayPal 'Pay in 3' is very helpful and I occasionally use this to pay for more expensive items. I haven't had many problems with sellers however when I have, PayPal have been very helpful resolved my issues. It's in my honest opinion the easiest and best way to pay online. Reviewed on: 11th June 2026

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