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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145814 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145819)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy, efficient money saving

Easy, efficient money‑saving options. The Pay in 3 and Pay in 4 plans are brilliant and give a real breather by spreading payments into manageable instalments. Excellent customer service throughout Reviewed on: 11th June 2026

PayPal is my pal!

PayPal is my pal! It’s my trusted payment mechanism and has never ever failed. Reviewed on: 11th June 2026

Very easy to use I have not had any issues with maki...

Very easy to use I have not had any issues with making purchases with PayPal. Always quick and hassle free Reviewed on: 11th June 2026

Flexible

I think the 4 months interest free for purchases over £99 is brilliant Reviewed on: 11th June 2026

Extremly professional.

Extremly professional..offers xcellent credit options Reviewed on: 11th June 2026

Simply a Excellent great service

Simply a great service all the uses I have used have been simple Reviewed on: 11th June 2026

I’ve had a very positive experience with PayPal.

I’ve had a very positive experience with PayPal. The service is easy to use, payments are processed quickly, and the platform makes online transactions feel simple and secure. I also appreciate how convenient it is for sending and receiving money, especially when shopping online or managing personal payments. Overall, PayPal is a reliable service that offers peace of mind and saves time. Reviewed on: 11th June 2026

Always helps to use PayPal Credit and it is very eas...

Always helps to use PayPal Credit and it is very easy to use. Reviewed on: 11th June 2026

Excellent service

Excellent service, the products they provide is really good and we have used these extensively. Reviewed on: 11th June 2026

Always happy to use PayPal softens the blow on high...

Always happy to use PayPal softens the blow on high when I use the 4 months interest free Reviewed on: 11th June 2026

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