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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146213 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146213)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to use and always at hand.

Easy to use and always at hand. Very convenient way to pay with added security. Reviewed on: 11th June 2026

Helping Customers

Overall very good the complaints procedure against retailers could be better. A little more speed and refinement would be great as so many retailers behave badly. At least Paypal give us a chance to fight them fairly. Reviewed on: 11th June 2026

PayPal is helps me manage my money

PayPal is a great way to spread the cost of items. I use it regularly and it’s a hassle free way to buy household items, tickets or products in a manageable way! Reviewed on: 11th June 2026

My shopping buddy

I’m never without my PayPal it’s reliable it’s my everyday go to Reviewed on: 11th June 2026

Easy to pay, awkward to pay off

I value having the credit facility, which is available through most online outlets who accept Paypal. It's easy and convenient to pay online. The difficulties ai have is that you cannot allocate payments when paying off the credit. This is very frustrating, particularly when you're trying to keep on top of particular transactions, whether thats the "zero 0% interest when paid off in x-months" or a transaction where you've e.g. paid for tickets for friends and you pay off as they pay you. I also dislike how you cant see transactions easily on the app, you need to download statements, with "balances brought forward", along with the inability to allocate payments it becomes almost impossible to know what has been paid of and whats outstanding Reviewed on: 11th June 2026

Always easy to use great service

Always easy to use great service Reviewed on: 11th June 2026

no hassle, no worries.

Been with PayPal for years, always been a great service, keep you informed and up to date with spending and new deals, easy way to purchase the items you want. Reviewed on: 11th June 2026

Very easy to use and great protection

Very easy to use and great protection Reviewed on: 11th June 2026

Why i got paypal credit

I got paypal credit whe I needed extra money for an unexpected bill, I felt safe felting it as I got the protection that paypal normally offers with the freedom to pay back slowly with low charges Reviewed on: 11th June 2026

Easy Application and Use

Easy application and approved in no time. Not had a bad experience using PayPal credit. Reviewed on: 11th June 2026

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