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PayPal: PayPal Credit reviews

4.73
Based on 146,374 reviews, last reviewed 30th Jun 2026
4390750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026
Kat's avatar
Kat

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146405)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Going from strength to strength

5
Very simple - their diversification into providing debit and credit cards is a game changer Reviewed on: 11th June 2026

Great easy to use makes big purchases easier

5
Great easy to use makes big purchases easier Reviewed on: 11th June 2026

No issues, stress free, easy to use

5
No issues, stress free, easy to use Reviewed on: 11th June 2026

It takes a long time for the balance to update!

3
It takes a long time for the balance to update! Reviewed on: 11th June 2026

great service

5
Very easy, very clear and easy to make payments and streamlined application Reviewed on: 11th June 2026

Easy to use .

5
Easy to use . Straightforward. Would use again. Reviewed on: 11th June 2026

Very efficient and straight forward

5
Very efficient and straight forward Reviewed on: 11th June 2026

Excellent

5
Very useful and I know I can rely on it for everything Reviewed on: 11th June 2026

Credit is very useful if you need something big but...

5
Credit is very useful if you need something big but need to spread payments Reviewed on: 11th June 2026

Great for everything brilliant use it all the time

1
Great for everything brilliant use it all the time Reviewed on: 11th June 2026

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