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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146533 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146533)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great customer service.

Great customer service. Sustainable product. Reviewed on: 11th June 2026

Great tool to avoid credit interest

I have had PayPal credit for years. 0% credit for 4 months on purchases over £100. I use it wisely and haven't ever paid interest on PayPal or my credit cards Reviewed on: 11th June 2026

Super easy to use and flexible with payment options

Super easy to use and flexible with payment options Reviewed on: 11th June 2026

Paypal Credit makes finances online safe & protected

Paypal is such a handy tool for online purchases and sending money to family and friends, in a safe and protected way.The credit helps to plan ahead and purchase in a budget friendly way. It keeps your online spending safe and secure. Reviewed on: 11th June 2026

PayPal is great but app could improve.

PayPal is great but app could improve. PayPal is so easy to use and the rolling offer of 0% for 4 months is really useful. The app however could be improved as it’s a bit clunky. Reviewed on: 11th June 2026

I have always felt really supported and safe using P...

I have always felt really supported and safe using Paypal.IT is still one of the few payment method companies where you can talk to real human beings on the phone. Reviewed on: 11th June 2026

The best one to have

Its very helpful expecially when you dont have the extra it comes in handy Reviewed on: 11th June 2026

Really easy to use and the app is great

Really easy to use and the app is great Reviewed on: 11th June 2026

Perfect company.

Perfect company. Faultless. Much better than Klarna. I wouldn’t trust anyone else. Reviewed on: 11th June 2026

Excellent service!

Excellent service! Easy to use! I like the Apple Pay feature so you can use it in stores too and not just online, it would be good to be able to use the pay in three feature in the stores too! But overall great! Reviewed on: 11th June 2026

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