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PayPal: PayPal Credit reviews

4.73
Based on 145,662 reviews, last reviewed 28th Jun 2026
4358700% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026
Gav B's avatar
Gav B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145698)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

It’s has very good service with safety

5
It’s has very good service with safety Reviewed on: 10th June 2026

Great service, easy to use.

5
Great service, easy to use. Good members of staff. Very knowledgeable too. Reviewed on: 10th June 2026

Good quality service.

5
Good quality service. Quick verification Reviewed on: 10th June 2026

Would recommend

5
Easy to use and access, with customer service that is quick to contact and helpful. Having 0% interest on payments really helps spread large payments too. Now having a a physical card too means that I’m not just limited to online purchases. Reviewed on: 10th June 2026

So easy to use and maintain and accepted in so many...

5
So easy to use and maintain and accepted in so many places. Reviewed on: 10th June 2026

Great had no problems would recommend

5
Great had no problems would recommend Reviewed on: 10th June 2026

I find it easy to use with transparent rates and ter...

5
I find it easy to use with transparent rates and terms and conditions . Easy to spend with and easy to make payments Reviewed on: 10th June 2026

Found it comes in handy to pay things easy

5
Found it comes in handy to pay things easy Reviewed on: 10th June 2026

Good experience but interest rates is to high

4
Good experience but interest rates is to high Reviewed on: 10th June 2026

Not a lot of use for pay pal I believe but it is a g...

5
Not a lot of use for pay pal I believe but it is a good standard platform. Reviewed on: 10th June 2026

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