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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 22nd Jan 2026

50% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

An unusually long interest free period A four month interest free period is almost unprecedented, except for six or 12 months interest free periods on specific items with larger retailers. ... Read more Reviewed on: 22nd January 2026

Latest lowest rating:

1

Pay pal - Has had my money held to ransom on all ord... Pay pal - Has had my money held to ransom on all orders placed for 120 days before they release any funds- We have been with Pay pal for several Year... Read more Reviewed on: 22nd January 2026

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50807)

Review of the PayPal, PayPal Credit:

Helped in a variety of emergency situations

During my time in my first flat, paypal credit was a life saver in helping me in emergency situations, buying stuff for the house through enay, getting food shops in and even emergency uber rides, i may have bitten off more than i could chew but thats just how it goes sometimes Reviewed on: 1st June 2024

Best app ever

I have been using paypal for a while now and they are i would recommend people to use paypal Reviewed on: 20th June 2025

I've had very little issues over the years using Pay...

I've had very little issues over the years using PayPal Credit, and always found support from the customer service. It's a good and handy product. Reviewed on: 20th June 2025

Very good

Being able to spread the cost of purchased items easy and convenient. Reviewed on: 20th June 2025

No problem.

No problem. Good company. I have never had issues to use this website. Reviewed on: 20th June 2025

PayPal Credit is the best

I'm absolutely satisfied by the financial services of PayPal Credit Reviewed on: 20th June 2025

Amazing service for 0% interest purchases for 4 months

Amazing service for 0% interest purchases for 4 months Reviewed on: 20th June 2025

I was not expecting that you can be helpful and supp...

I was not expecting that you can be helpful and supportive, more than other credit cards. Reviewed on: 20th June 2025

Never had a problem.Making life easier!

Never had a problem. Was late with a payment once but all ended well and no penalties as they seem to deduct from my bank a couple of days after said deadline. Really easy to set up and continue use. Reviewed on: 20th June 2025

Easy and efficient

Very easy and efficient. Easy to navigate through the different stages. Reviewed on: 20th June 2025

I feel confident using PayPal knowing that any conce...

I feel confident using PayPal knowing that any concerns l have are quickly remedied. It is a company that allows you to purchase goods and pay comfortable amounts each month. Reviewed on: 20th June 2025

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